Penns Woods Bancorp, Inc.

NasdaqGS:PWOD Stock Report

Market Cap: US$238.2m

Penns Woods Bancorp Past Earnings Performance

Past criteria checks 5/6

Penns Woods Bancorp has been growing earnings at an average annual rate of 3.5%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 3.5% per year. Penns Woods Bancorp's return on equity is 9.6%, and it has net margins of 28.9%.

Key information

3.5%

Earnings growth rate

2.8%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate3.5%
Return on equity9.6%
Net Margin28.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32

Aug 30
Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32

Penns Woods Bancorp: 5.9% Dividend Yield, But Earnings Outlook Is Lackluster

Aug 09

Penns Woods Bancorp (NASDAQ:PWOD) Will Pay A Dividend Of $0.32

May 31
Penns Woods Bancorp (NASDAQ:PWOD) Will Pay A Dividend Of $0.32

We Think Shareholders May Want To Consider A Review Of Penns Woods Bancorp, Inc.'s (NASDAQ:PWOD) CEO Compensation Package

May 01
We Think Shareholders May Want To Consider A Review Of Penns Woods Bancorp, Inc.'s (NASDAQ:PWOD) CEO Compensation Package

Penns Woods Bancorp (NASDAQ:PWOD) Will Pay A Dividend Of $0.32

Aug 25
Penns Woods Bancorp (NASDAQ:PWOD) Will Pay A Dividend Of $0.32

Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32

May 27
Penns Woods Bancorp's (NASDAQ:PWOD) Dividend Will Be $0.32

Penns Woods Bancorp (NASDAQ:PWOD) Has Announced A Dividend Of $0.32

Nov 25
Penns Woods Bancorp (NASDAQ:PWOD) Has Announced A Dividend Of $0.32

Penns Woods Bancorp (NASDAQ:PWOD) Is Paying Out A Dividend Of $0.32

Aug 26
Penns Woods Bancorp (NASDAQ:PWOD) Is Paying Out A Dividend Of $0.32

Penns Woods Bancorp declares $0.32 dividend

Aug 23

Penns Woods Bancorp GAAP EPS of $0.60, revenue of $15.98M

Jul 21

Penns Woods Bancorp (NASDAQ:PWOD) Has Re-Affirmed Its Dividend Of US$0.32

May 27
Penns Woods Bancorp (NASDAQ:PWOD) Has Re-Affirmed Its Dividend Of US$0.32

Penns Woods Bancorp (NASDAQ:PWOD) Has Affirmed Its Dividend Of US$0.32

Nov 26
Penns Woods Bancorp (NASDAQ:PWOD) Has Affirmed Its Dividend Of US$0.32

Penns Woods Bancorp (NASDAQ:PWOD) Is Due To Pay A Dividend Of US$0.32

Aug 28
Penns Woods Bancorp (NASDAQ:PWOD) Is Due To Pay A Dividend Of US$0.32

Revenue & Expenses Breakdown

How Penns Woods Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGS:PWOD Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 246820350
30 Jun 246517350
31 Mar 246416350
31 Dec 236417350
30 Sep 236416350
30 Jun 236719340
31 Mar 236619340
31 Dec 226517340
30 Sep 226418340
30 Jun 226317340
31 Mar 226216330
31 Dec 216116330
30 Sep 215915320
30 Jun 215915310
31 Mar 215816300
31 Dec 205815300
30 Sep 205614300
30 Jun 205614310
31 Mar 205715310
31 Dec 195816310
30 Sep 195917310
30 Jun 195816300
31 Mar 195715300
31 Dec 185615300
30 Sep 185511290
30 Jun 185511290
31 Mar 185510280
31 Dec 175410280
30 Sep 175312270
30 Jun 175212270
31 Mar 175212260
31 Dec 165212260
30 Sep 165213250
30 Jun 165214240
31 Mar 165114230
31 Dec 155114240
30 Sep 155013230
30 Jun 155114230
31 Mar 155114230
31 Dec 145215230
30 Sep 145215230
30 Jun 145014230
31 Mar 144914220
31 Dec 134714200

Quality Earnings: PWOD has high quality earnings.

Growing Profit Margin: PWOD's current net profit margins (28.9%) are higher than last year (24.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PWOD's earnings have grown by 3.5% per year over the past 5 years.

Accelerating Growth: PWOD's earnings growth over the past year (25.6%) exceeds its 5-year average (3.5% per year).

Earnings vs Industry: PWOD earnings growth over the past year (25.6%) exceeded the Banks industry -11.8%.

Return on Equity

High ROE: PWOD's Return on Equity (9.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 11:13
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Penns Woods Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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