MBCN Stock Overview
Operates as the bank holding company for The Middlefield Banking Company that provides various commercial banking services to small and medium-sized businesses, professionals, small business owners, and retail customers in northeastern and central Ohio. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for MBCN from our risk checks.
My Notes
Capture your thoughts, links and company narrative
Middlefield Banc Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$26.83 |
| 52 Week High | US$34.00 |
| 52 Week Low | US$20.61 |
| Beta | 0.70 |
| 1 Month Change | 7.32% |
| 3 Month Change | -11.89% |
| 1 Year Change | 3.19% |
| 3 Year Change | 4.97% |
| 5 Year Change | 7.36% |
| Change since IPO | 120.92% |
Recent News & Updates
Middlefield Banc (NASDAQ:MBCN) Is Increasing Its Dividend To $0.21
Feb 14
Middlefield Banc Corp. Just Beat EPS By 8.3%: Here's What Analysts Think Will Happen Next
Jan 26Recent updates
Middlefield Banc (NASDAQ:MBCN) Is Increasing Its Dividend To $0.21
Feb 14Middlefield Banc Corp. Just Beat EPS By 8.3%: Here's What Analysts Think Will Happen Next
Jan 26Middlefield Banc Corp. Just Missed Earnings - But Analysts Have Updated Their Models
Oct 26Middlefield Banc (NASDAQ:MBCN) Is Paying Out A Larger Dividend Than Last Year
Nov 18Middlefield Banc declares $0.17 dividend
Aug 09Shareholder Returns
| MBCN | US Banks | US Market | |
|---|---|---|---|
| 7D | 6.0% | -0.4% | 1.5% |
| 1Y | 3.2% | 40.5% | 22.4% |
Return vs Industry: MBCN underperformed the US Banks industry which returned 40.5% over the past year.
Return vs Market: MBCN underperformed the US Market which returned 22.4% over the past year.
Price Volatility
| MBCN volatility | |
|---|---|
| MBCN Average Weekly Movement | 5.3% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 5.9% |
| 10% most volatile stocks in US Market | 18.0% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: MBCN has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: MBCN's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1901 | 256 | Ron Zimmerly | www.middlefieldbank.bank |
Middlefield Banc Corp. operates as the bank holding company for The Middlefield Banking Company that provides various commercial banking services to small and medium-sized businesses, professionals, small business owners, and retail customers in northeastern and central Ohio. It offers checking, savings, negotiable order of withdrawal accounts, money market accounts, time certificates of deposit, commercial loans, real estate loans, various consumer loans, safe deposit facilities, and travelers’ checks. The company also provides operational and working capital, term business, residential construction, professional, and residential and mortgage loans, as well as consumer installment loans for home improvements, automobiles, boats, and other personal expenditures; loans to finance capital purchases; selected guaranteed or subsidized loan programs for small businesses; and agricultural loans.
Middlefield Banc Corp. Fundamentals Summary
| MBCN fundamental statistics | |
|---|---|
| Market cap | US$216.62m |
| Earnings (TTM) | US$15.52m |
| Revenue (TTM) | US$65.89m |
14.0x
P/E Ratio1.0x
P/B RatioIs MBCN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| MBCN income statement (TTM) | |
|---|---|
| Revenue | US$65.89m |
| Cost of Revenue | US$0 |
| Gross Profit | US$65.89m |
| Other Expenses | US$50.37m |
| Earnings | US$15.52m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.92 |
| Gross Margin | 100.00% |
| Net Profit Margin | 23.55% |
| Debt/Equity Ratio | 87.4% |
How did MBCN perform over the long term?
See historical performance and comparisonDividends
3.0%
Current Dividend Yield42%
Payout RatioDoes MBCN pay a reliable dividends?
See MBCN dividend history and benchmarks| Middlefield Banc dividend dates | |
|---|---|
| Ex Dividend Date | Feb 28 2025 |
| Dividend Pay Date | Mar 14 2025 |
| Days until Ex dividend | 11 days |
| Days until Dividend pay date | 25 days |
Does MBCN pay a reliable dividends?
See MBCN dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/16 18:02 |
| End of Day Share Price | 2025/02/14 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Middlefield Banc Corp. is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| James Beury | Boenning & Scattergood, Inc. |
| Brendan Nosal | Hovde Group, LLC |
| Daniel Cardenas | Janney Montgomery Scott LLC |