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Middlefield Banc NasdaqCM:MBCN Stock Report

Last Price

US$28.73

Market Cap

US$231.9m

7D

-7.7%

1Y

-17.0%

Updated

22 Dec, 2024

Data

Company Financials +

Middlefield Banc Corp.

NasdaqCM:MBCN Stock Report

Market Cap: US$231.9m

MBCN Stock Overview

Operates as the bank holding company for The Middlefield Banking Company that provides various commercial banking services to small and medium-sized businesses, professionals, small business owners, and retail customers in northeastern and central Ohio. More details

MBCN fundamental analysis
Snowflake Score
Valuation1/6
Future Growth1/6
Past Performance2/6
Financial Health5/6
Dividends5/6

Rewards

Risk Analysis

No risks detected for MBCN from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Middlefield Banc Corp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Middlefield Banc
Historical stock prices
Current Share PriceUS$28.73
52 Week HighUS$35.22
52 Week LowUS$20.61
Beta0.70
1 Month Change-9.43%
3 Month Change-0.17%
1 Year Change-16.97%
3 Year Change15.01%
5 Year Change9.24%
Change since IPO136.56%

Recent News & Updates

Recent updates

Middlefield Banc Corp. Just Missed Earnings - But Analysts Have Updated Their Models

Oct 26
Middlefield Banc Corp. Just Missed Earnings - But Analysts Have Updated Their Models

Middlefield Banc (NASDAQ:MBCN) Is Paying Out A Larger Dividend Than Last Year

Nov 18
Middlefield Banc (NASDAQ:MBCN) Is Paying Out A Larger Dividend Than Last Year

Middlefield Banc declares $0.17 dividend

Aug 09

Middlefield Banc CEO Thomas Caldwell to retire

Jun 18

Shareholder Returns

MBCNUS BanksUS Market
7D-7.7%-3.4%-2.4%
1Y-17.0%29.1%23.4%

Return vs Industry: MBCN underperformed the US Banks industry which returned 29.1% over the past year.

Return vs Market: MBCN underperformed the US Market which returned 23.4% over the past year.

Price Volatility

Is MBCN's price volatile compared to industry and market?
MBCN volatility
MBCN Average Weekly Movement5.8%
Banks Industry Average Movement5.2%
Market Average Movement6.3%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: MBCN has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: MBCN's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1901256Ron Zimmerlywww.middlefieldbank.bank

Middlefield Banc Corp. operates as the bank holding company for The Middlefield Banking Company that provides various commercial banking services to small and medium-sized businesses, professionals, small business owners, and retail customers in northeastern and central Ohio. It offers checking, savings, negotiable order of withdrawal accounts, money market accounts, time certificates of deposit, commercial loans, real estate loans, various consumer loans, safe deposit facilities, and travelers’ checks. The company also provides operational and working capital, term business, residential construction, professional, and residential and mortgage loans, as well as consumer installment loans for home improvements, automobiles, boats, and other personal expenditures; loans to finance capital purchases; selected guaranteed or subsidized loan programs for small businesses; and agricultural loans.

Middlefield Banc Corp. Fundamentals Summary

How do Middlefield Banc's earnings and revenue compare to its market cap?
MBCN fundamental statistics
Market capUS$231.88m
Earnings (TTM)US$14.21m
Revenue (TTM)US$64.66m

16.3x

P/E Ratio

1.1x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MBCN income statement (TTM)
RevenueUS$64.66m
Cost of RevenueUS$0
Gross ProfitUS$64.66m
Other ExpensesUS$50.45m
EarningsUS$14.21m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.76
Gross Margin100.00%
Net Profit Margin21.98%
Debt/Equity Ratio55.9%

How did MBCN perform over the long term?

See historical performance and comparison

Dividends

2.8%

Current Dividend Yield

45%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 07:27
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Middlefield Banc Corp. is covered by 7 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
James BeuryBoenning & Scattergood, Inc.
Brendan NosalHovde Group, LLC
Nicholas CucharaleHovde Group, LLC