Middlefield Banc Balance Sheet Health
Financial Health criteria checks 6/6
Middlefield Banc has total assets of $1.8B and total equity of $205.7M. Total deposits are $1.4B, and total loans are $1.5B. It earns a Net Interest Margin of 4%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $60.8M.
Key information
8.9x
Asset to equity ratio
4.0%
Net interest margin
| Total deposits | US$1.43b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$60.84m |
Recent financial health updates
No updates
Recent updates
Middlefield Banc Corp. Just Missed Earnings - But Analysts Have Updated Their Models
Oct 26
Middlefield Banc (NASDAQ:MBCN) Is Paying Out A Larger Dividend Than Last Year
Nov 18Middlefield Banc declares $0.17 dividend
Aug 09Middlefield Banc CEO Thomas Caldwell to retire
Jun 18We Think Shareholders Are Less Likely To Approve A Pay Rise For Middlefield Banc Corp.'s (NASDAQ:MBCN) CEO For Now
May 06Middlefield Banc Corp. (NASDAQ:MBCN) Is Yielding 3.0% - But Is It A Buy?
Apr 02Four Days Left Until Middlefield Banc Corp. (NASDAQ:MBCN) Trades Ex-Dividend
Feb 26How Much Did Middlefield Banc's(NASDAQ:MBCN) Shareholders Earn From Share Price Movements Over The Last Year?
Jan 28What Does Middlefield Banc's (NASDAQ:MBCN) CEO Pay Reveal?
Dec 24Interested In Middlefield Banc's (NASDAQ:MBCN) Upcoming US$0.15 Dividend? You Have Four Days Left
Nov 28Middlefield Banc resumes stock repurchase program
Nov 13Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MBCN's Assets to Equity ratio (8.9x) is low.
Allowance for Bad Loans: MBCN has a sufficient allowance for bad loans (199%).
Low Risk Liabilities: 88% of MBCN's liabilities are made up of primarily low risk sources of funding.
Loan Level: MBCN has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: MBCN's Loans to Deposits ratio (102%) is appropriate.
Level of Bad Loans: MBCN has an appropriate level of bad loans (0.7%).