Mission Bancorp (OTCPK:MSBC) - Stock Price, News & Analysis

MSBC Stock Overview

Operates as the bank holding company for Mission Bank that provides various banking products and services to individual and corporate clients in California. More details

MSBC fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	2/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 66.1% below our estimate of its fair value

Risk Analysis

No risks detected for MSBC from our risk checks.

Mission Bancorp Competitors

Oak Valley Bancorp

NasdaqCM:OVLY

US$240.4m

Plumas Bancorp

NasdaqCM:PLBC

US$274.2m

Private Bancorp of America

OTCPK:PBAM

US$281.8m

BankFirst Capital

OTCPK:BFCC

US$212.9m

Price History & Performance

Summary of all time highs, changes and price drops for Mission Bancorp
Historical stock prices
Current Share Price	US$95.00
52 Week High	US$98.01
52 Week Low	US$74.30
Beta	0.22
11 Month Change	9.20%
3 Month Change	11.44%
1 Year Change	23.76%
33 Year Change	35.77%
5 Year Change	40.17%
Change since IPO	2,848.08%

Recent updates

Shareholder Returns

	MSBC	US Banks	US Market
7D	0%	-0.9%	-1.0%
1Y	23.8%	53.3%	30.3%

Return vs Industry: MSBC underperformed the US Banks industry which returned 53.3% over the past year.

Return vs Market: MSBC underperformed the US Market which returned 30.3% over the past year.

Price Volatility

Is MSBC's price volatile compared to industry and market?
MSBC volatility
MSBC Average Weekly Movement	n/a
Banks Industry Average Movement	5.1%
Market Average Movement	6.2%
10% most volatile stocks in US Market	15.7%
10% least volatile stocks in US Market	3.1%

Stable Share Price: Data is not available.

Volatility Over Time: Insufficient data to determine MSBC's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1998	n/a	A.J. Antongiovanni	www.missionbank.bank

Mission Bancorp operates as the bank holding company for Mission Bank that provides various banking products and services to individual and corporate clients in California. It accepts various checking and savings, NOW, money market, fiduciary, and individual retirement accounts, as well as time deposits and certificates of deposit. The company also provides commercial loans, such as lines of credit, equipment and vehicle financing, permanent working capital or debt refinance, commercial real estate loans, construction financing, and letters of credit; and agricultural loans, including operating/crop lines of credit, cattle loans, equipment loans, real estate loans, and loans for farmer.

Mission Bancorp Fundamentals Summary

How do Mission Bancorp's earnings and revenue compare to its market cap?
MSBC fundamental statistics
Market cap	US$250.44m
Earnings (TTM)	US$30.26m
Revenue (TTM)	US$76.86m

8.3x

P/E Ratio

1.4x

P/B Ratio

Is MSBC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MSBC income statement (TTM)
Revenue	US$76.86m
Cost of Revenue	US$0
Gross Profit	US$76.86m
Other Expenses	US$46.60m
Earnings	US$30.26m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	11.48
Gross Margin	100.00%
Net Profit Margin	39.37%
Debt/Equity Ratio	11.9%

How did MSBC perform over the long term?

See historical performance and comparison

Mission Bancorp OTCPK:MSBC Stock Report