Stock Analysis

3 Dividend Stocks To Consider With Up To 3.3% Yield

NYSE:UCB
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The United States market has shown positive momentum, climbing 1.7% in the last week and up 12% over the past year, with earnings anticipated to grow by 15% annually in the coming years. In this environment, dividend stocks can be an attractive option for investors seeking steady income and potential growth, particularly those offering yields up to 3.3%.

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Top 10 Dividend Stocks In The United States

NameDividend YieldDividend Rating
Universal (UVV)5.61%★★★★★★
Southside Bancshares (SBSI)4.98%★★★★★☆
Peoples Bancorp (PEBO)5.50%★★★★★☆
First Interstate BancSystem (FIBK)6.68%★★★★★★
Ennis (EBF)5.41%★★★★★★
Dillard's (DDS)6.34%★★★★★★
CompX International (CIX)4.79%★★★★★★
Columbia Banking System (COLB)6.28%★★★★★★
Citizens & Northern (CZNC)5.99%★★★★★☆
Chevron (CVX)4.78%★★★★★★

Click here to see the full list of 150 stocks from our Top US Dividend Stocks screener.

Here we highlight a subset of our preferred stocks from the screener.

Hancock Whitney (HWC)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Hancock Whitney Corporation, with a market cap of $4.81 billion, operates as the financial holding company for Hancock Whitney Bank, offering traditional and online banking services to commercial, small business, and retail customers in the United States.

Operations: Hancock Whitney Corporation generates revenue of $1.40 billion from its banking operations, catering to commercial, small business, and retail clients in the U.S.

Dividend Yield: 3.2%

Hancock Whitney's dividend payments have been both stable and reliable over the past decade, with a current yield of 3.22%, which is lower than the top quartile of US dividend payers. The dividends are well-covered by earnings, maintaining a low payout ratio of 30.3%. Recent earnings growth supports this coverage, with net income rising to US$119.5 million in Q1 2025 from US$108.61 million a year prior. Additionally, the company affirmed its quarterly dividend at $0.45 per share for June 2025 payment.

HWC Dividend History as at Jun 2025
HWC Dividend History as at Jun 2025

Shore Bancshares (SHBI)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: Shore Bancshares, Inc. is a bank holding company for Shore United Bank, N.A., with a market cap of $508.62 million.

Operations: Shore Bancshares, Inc. generates its revenue primarily through its Community Banking segment, which accounts for $201.67 million.

Dividend Yield: 3.2%

Shore Bancshares has consistently delivered reliable dividends over the past decade, with a current yield of 3.16%, below the top US dividend payers. The payout ratio is low at 32.3%, indicating strong earnings coverage. Recent Q1 2025 earnings showed net income growth to US$13.76 million from US$8.18 million, supporting dividend sustainability. The company declared a $0.12 per share quarterly dividend for May 2025 and filed a shelf registration for $19.22 million in common stock offerings related to ESOPs.

SHBI Dividend History as at Jun 2025
SHBI Dividend History as at Jun 2025

United Community Banks (UCB)

Simply Wall St Dividend Rating: ★★★★☆☆

Overview: United Community Banks, Inc. is a bank holding company for United Community Bank, offering financial products and services across various sectors in the United States, with a market cap of $3.53 billion.

Operations: United Community Banks, Inc. generates its revenue primarily through its Community Banking segment, which accounts for $907.59 million.

Dividend Yield: 3.3%

United Community Banks has maintained stable and growing dividends over the past decade, currently yielding 3.31%, which is below the top US dividend payers. Its payout ratio of 45% suggests dividends are well covered by earnings. Recent Q1 2025 results showed net income increased to US$71.41 million from US$62.63 million a year ago, supporting dividend reliability. The company announced a quarterly cash dividend of $0.24 per share, payable in July 2025, and completed a share buyback worth $13.9 million.

UCB Dividend History as at Jun 2025
UCB Dividend History as at Jun 2025

Taking Advantage

Curious About Other Options?

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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About NYSE:UCB

United Community Banks

Operates as the bank holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors in the United States.

Flawless balance sheet with solid track record and pays a dividend.

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