Hancock Whitney Corporation

NasdaqGS:HWC Stock Report

Market Cap: US$5.2b

Hancock Whitney Valuation

Is HWC undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of HWC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: HWC ($59.97) is trading below our estimate of fair value ($130.89)

Significantly Below Fair Value: HWC is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for HWC?

Key metric: As HWC is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for HWC. This is calculated by dividing HWC's market cap by their current earnings.
What is HWC's PE Ratio?
PE Ratio13.4x
EarningsUS$386.54m
Market CapUS$5.16b

Price to Earnings Ratio vs Peers

How does HWC's PE Ratio compare to its peers?

The above table shows the PE ratio for HWC vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average19.7x
ABCB Ameris Bancorp
15x6.0%US$4.9b
SFBS ServisFirst Bancshares
25.8x21.3%US$5.3b
UBSI United Bankshares
16.2x8.4%US$5.8b
AUB Atlantic Union Bankshares
21.9x50.7%US$4.3b
HWC Hancock Whitney
13.4x5.9%US$5.2b

Price-To-Earnings vs Peers: HWC is good value based on its Price-To-Earnings Ratio (13.4x) compared to the peer average (19.7x).

Price to Earnings Ratio vs Industry

How does HWC's PE Ratio compare vs other companies in the US Banks Industry?

4 CompaniesPrice / EarningsEstimated GrowthMarket Cap
FRCB First Republic Bank
0.02xn/aUS$27.98m
BKGM BankGuam Holding
1xn/aUS$18.48m
SBNY Signature Bank
0.002xn/aUS$2.18m
BCBH.F Caribbean Investment Holdings
0.00001xn/aUS$132.00
No more companies available in this PE range
HWC 13.4xIndustry Avg. 13.2xNo. of Companies91PE0816243240+
4 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: HWC is expensive based on its Price-To-Earnings Ratio (13.4x) compared to the US Banks industry average (13.1x).

Price to Earnings Ratio vs Fair Ratio

What is HWC's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

HWC PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio13.4x
Fair PE Ratio14.1x

Price-To-Earnings vs Fair Ratio: HWC is good value based on its Price-To-Earnings Ratio (13.4x) compared to the estimated Fair Price-To-Earnings Ratio (14.1x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst HWC forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$59.97
US$62.09
+3.5%
5.8%US$70.00US$59.00n/a8
Nov ’25US$52.04
US$60.53
+16.3%
4.1%US$65.00US$56.00n/a9
Oct ’25US$49.20
US$59.58
+21.1%
3.8%US$63.00US$56.00n/a9
Sep ’25US$53.73
US$59.23
+10.2%
5.0%US$63.00US$53.00n/a10
Aug ’25US$51.94
US$59.23
+14.0%
5.0%US$63.00US$53.00n/a10
Jul ’25US$47.27
US$51.40
+8.7%
6.9%US$57.00US$46.00n/a10
Jun ’25US$46.73
US$51.40
+10.0%
6.9%US$57.00US$46.00n/a10
May ’25US$46.34
US$50.40
+8.8%
6.1%US$57.00US$46.00n/a10
Apr ’25US$44.91
US$51.80
+15.3%
5.2%US$55.00US$48.00n/a10
Mar ’25US$43.00
US$51.60
+20.0%
5.6%US$55.00US$48.00n/a10
Feb ’25US$43.06
US$51.60
+19.8%
5.6%US$55.00US$48.00n/a10
Jan ’25US$48.59
US$48.83
+0.5%
11.8%US$55.00US$36.00n/a10
Dec ’24US$43.41
US$43.20
-0.5%
8.5%US$50.50US$36.00n/a10
Nov ’24US$34.81
US$43.00
+23.5%
8.9%US$50.50US$36.00US$52.049
Oct ’24US$36.99
US$45.67
+23.5%
7.9%US$53.00US$41.00US$49.209
Sep ’24US$42.46
US$46.78
+10.2%
6.7%US$54.00US$43.00US$53.739
Aug ’24US$43.14
US$46.78
+8.4%
6.7%US$54.00US$43.00US$51.949
Jul ’24US$38.38
US$45.17
+17.7%
7.5%US$52.00US$41.00US$47.279
Jun ’24US$38.25
US$44.61
+16.6%
6.9%US$52.00US$41.00US$46.739
May ’24US$36.14
US$44.61
+23.4%
6.9%US$52.00US$41.00US$46.349
Apr ’24US$36.40
US$51.28
+40.9%
11.5%US$59.00US$43.00US$44.919
Mar ’24US$48.89
US$59.33
+21.4%
3.2%US$63.00US$56.00US$43.009
Feb ’24US$52.60
US$59.33
+12.8%
3.2%US$63.00US$56.00US$43.069
Jan ’24US$48.39
US$60.67
+25.4%
3.3%US$64.00US$57.00US$48.599
Dec ’23US$54.56
US$60.56
+11.0%
3.3%US$64.00US$58.00US$43.419
Nov ’23US$55.48
US$60.56
+9.1%
3.3%US$64.00US$58.00US$34.819

Analyst Forecast: Target price is less than 20% higher than the current share price.

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