Glacier Bancorp Valuation

Is GBCI undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of GBCI when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: GBCI ($45.73) is trading above our estimate of fair value ($34.52)

Significantly Below Fair Value: GBCI is trading above our estimate of fair value.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for GBCI?

Other financial metrics that can be useful for relative valuation.

GBCI key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenuen/a
Enterprise Value/EBITDAn/a
PEG Ratio1.2x

Price to Earnings Ratio vs Peers

How does GBCI's PE Ratio compare to its peers?

The above table shows the PE ratio for GBCI vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average16.6x
UBSI United Bankshares
14.2x2.9%US$5.1b
FFIN First Financial Bankshares
26.7x8.9%US$5.4b
UMBF UMB Financial
13.6x27.8%US$5.1b
HWC Hancock Whitney
11.9x10.6%US$4.4b
GBCI Glacier Bancorp
28.2x24.3%US$5.1b

Price-To-Earnings vs Peers: GBCI is expensive based on its Price-To-Earnings Ratio (28.2x) compared to the peer average (16.6x).


Price to Earnings Ratio vs Industry

How does GBCI's PE Ratio compare vs other companies in the US Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a10.4%
n/an/an/a
No. of CompaniesPE048121620

Fetching data

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
Industry Avg.n/a10.4%
n/an/an/a
No more companies

Price-To-Earnings vs Industry: GBCI is expensive based on its Price-To-Earnings Ratio (28.2x) compared to the US Banks industry average (11.7x).


Price to Earnings Ratio vs Fair Ratio

What is GBCI's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

GBCI PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio28.2x
Fair PE Ratio18.7x

Price-To-Earnings vs Fair Ratio: GBCI is expensive based on its Price-To-Earnings Ratio (28.2x) compared to the estimated Fair Price-To-Earnings Ratio (18.7x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst GBCI forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$45.73
US$44.14
-3.5%
7.0%US$49.00US$38.00n/a7
Sep ’25US$47.30
US$44.14
-6.7%
7.0%US$49.00US$38.00n/a7
Aug ’25US$42.47
US$44.29
+4.3%
6.4%US$49.00US$39.00n/a7
Jul ’25US$37.02
US$41.43
+11.9%
7.4%US$47.00US$38.00n/a7
Jun ’25US$37.38
US$41.29
+10.4%
7.7%US$47.00US$38.00n/a7
May ’25US$36.90
US$41.29
+11.9%
7.7%US$47.00US$38.00n/a7
Apr ’25US$38.85
US$43.57
+12.2%
10.8%US$50.00US$36.00n/a7
Mar ’25US$37.52
US$44.00
+17.3%
10.7%US$50.00US$36.00n/a7
Feb ’25US$38.26
US$42.86
+12.0%
15.0%US$50.00US$32.00n/a7
Jan ’25US$41.32
US$39.57
-4.2%
16.3%US$50.00US$32.00n/a7
Dec ’24US$36.32
US$33.86
-6.8%
7.5%US$38.00US$30.00n/a7
Nov ’24US$29.87
US$33.57
+12.4%
6.3%US$36.00US$30.00n/a7
Oct ’24US$28.50
US$33.71
+18.3%
8.5%US$39.00US$31.00n/a7
Sep ’24US$31.33
US$34.14
+9.0%
7.7%US$39.00US$31.00US$47.307
Aug ’24US$32.52
US$32.86
+1.0%
6.8%US$37.00US$30.00US$42.477
Jul ’24US$31.17
US$36.43
+16.9%
9.0%US$42.00US$33.00US$37.027
Jun ’24US$29.40
US$38.29
+30.2%
11.2%US$47.00US$34.00US$37.387
May ’24US$31.26
US$39.29
+25.7%
10.2%US$47.00US$34.00US$36.907
Apr ’24US$42.01
US$49.57
+18.0%
6.2%US$55.00US$44.00US$38.857
Mar ’24US$47.12
US$49.86
+5.8%
5.6%US$55.00US$45.00US$37.527
Feb ’24US$46.23
US$49.83
+7.8%
6.1%US$55.00US$45.00US$38.266
Jan ’24US$49.42
US$55.50
+12.3%
8.5%US$62.00US$49.00US$41.326
Dec ’23US$57.97
US$57.00
-1.7%
10.4%US$68.00US$49.00US$36.326
Nov ’23US$57.00
US$55.83
-2.0%
7.2%US$61.00US$49.00US$29.876
Oct ’23US$49.13
US$55.00
+11.9%
6.1%US$60.00US$50.00US$28.506
Sep ’23US$49.99
US$53.67
+7.4%
6.5%US$60.00US$50.00US$31.336

Analyst Forecast: Target price is lower than the current share price.


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