NasdaqGS:OSBCBanks
Old Second Bancorp (OSBC) Net Margin Decline Challenges Bullish Earnings Growth Narrative
Old Second Bancorp (OSBC) just wrapped up FY 2025 with fourth quarter revenue of US$92.2 million and basic EPS of US$0.55, alongside net income of US$28.8 million. Over the past few quarters, the bank has seen revenue move from US$69.7 million and EPS of US$0.43 in Q4 2024 to US$92.2 million and EPS of US$0.55 in Q4 2025, with trailing twelve month EPS at US$1.64 on revenue of US$311.3 million. This sets the stage for investors to focus on how the 25.8% net margin trend shapes the story from...