Global Banks Undervalued based on future growth

TowneBank

Market Cap: US$2.7b

Provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina.

Banc of California

Market Cap: US$2.6b

Operates as the bank holding company for Banc of California that provides various banking products and services.

Provident Financial Services

Market Cap: US$2.6b

Operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States.

Vietnam International Commercial Bank

Market Cap: ₫67.6t

Provides banking products and services to organizations and individuals.

First Financial Bancorp

Market Cap: US$2.5b

Operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois.

Customers Bancorp

Market Cap: US$2.3b

Operates as the bank holding company for Customers Bank that provides banking products and services.

NBT Bancorp

Market Cap: US$2.2b

A financial holding company, provides commercial banking, retail banking, and wealth management services.

First Bancorp

Market Cap: US$2.2b

Operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses.

First Busey

Market Cap: US$2.2b

Operates as the bank holding company for Busey Bank that engages in the provision of retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States.

Banco BBVA Argentina

Market Cap: AR$2.9t

Provides various banking products and services to individuals and companies in Argentina.

Beacon Financial

Market Cap: US$2.1b

Operates as the holding company for Beacon Bank & Trust that provides various banking solutions in New England and New York, the United States.

Shiga Bank

Market Cap: JP¥300.9b

Provides various banking products and services primarily in Japan.

Sparebanken Norge

Market Cap: NOK 18.9b

Sparebanken Vest, a financial services company, provides banking and financing services in the counties of Vestland and Rogaland, Norway.

Zenith Bank

Market Cap: ₦2.8t

Provides banking and other financial services to corporate and individual customers in Nigeria, rest of Africa, and internationally.

Bank OCBC NISP

Market Cap: Rp31.1t

Provides various banking products and services to corporate and individual customers in Indonesia.

North Pacific BankLtd

Market Cap: JP¥272.6b

Provides various banking products and services for individuals and corporations in Japan.

Northwest Bancshares

Market Cap: US$1.8b

Operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and business banking solutions in the United States.

First Commonwealth Financial

Market Cap: US$1.8b

A financial holding company, provides various consumer and commercial banking products and services in the United States.

Union Bank of the Philippines

Market Cap: ₱101.3b

Provides commercial banking products and services in the Philippines.

Coastal Financial

Market Cap: US$1.7b

Operates as the bank holding company for Coastal Community Bank that provides various banking products and services to small and medium-sized businesses, professionals, and individuals in the Puget Sound region in Washington.

Live Oak Bancshares

Market Cap: US$1.7b

Operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States.

Equity Group Holdings

Market Cap: KSh206.6b

Provides financial products and services in Kenya, the Democratic Republic of Congo, Rwanda, Uganda, Tanzania, South Sudan, and Ethiopia.

iM Financial Group

Market Cap: ₩2.2t

Through its subsidiaries, engages in the provision of various banking products and services in South Korea.

Jiangsu Jiangyin Rural Commercial BankLTD

Market Cap: CN¥11.2b

Jiangsu Jiangyin Rural Commercial Bank Co.,LTD.

Guaranty Trust Holding

Market Cap: ₦2.3t

Operates as a financial holding company for Guaranty Trust Bank Limited that provides commercial banking services in Nigeria, Ghana, Gambia, Sierra Leone, Liberia, Cote D'Ivoire, Kenya, Uganda, Rwanda, Tanzania, and the United Kingdom.

German American Bancorp

Market Cap: US$1.5b

Operates as a financial holding company for German American Bank that provides retail and commercial banking, and health management services.

National Bank Holdings

Market Cap: US$1.5b

Operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States.

Zhejiang Shaoxing RuiFeng Rural Commercial BankLtd

Market Cap: CN¥10.5b

Provides commercial banking products and services in China.

Permanent TSB Group Holdings

Market Cap: €1.2b

Operates in the retail, and small and medium sized enterprises (SME) banking sectors in the Republic of Ireland.

Jiangsu Suzhou Rural Commercial Bank

Market Cap: CN¥10.1b

Provides various banking products and services in China.

SpareBank 1 Nord-Norge

Market Cap: NOK 14.0b

Provides banking services in Northern Norway.

Hope Bancorp

Market Cap: US$1.4b

Operates as the bank holding company for Bank of Hope that provides retail and commercial banking services for businesses and individuals in the United States.

KCB Group

Market Cap: KSh178.3b

Provides corporate, investment, and retail banking services in Kenya, Tanzania, South Sudan, Rwanda, Uganda, Burundi, and the Democratic Republic of Congo.

Dime Community Bancshares

Market Cap: US$1.4b

Operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services.

Qatar National Bank

Market Cap: ج.م62.5b

Provides various banking products and services in Egypt.

Orient Commercial Bank

Market Cap: ₫33.8t

Provides banking products and services in Vietnam.