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Vietnam International Commercial Joint Stock BankHOSE:VIB Stock Report

Market Cap ₫67.2t
Share Price
₫19.75k
My Fair Value
₫19.97k
1.1% undervalued intrinsic discount
1Y17.0%
7D-0.3%
Portfolio Value
View

Vietnam International Commercial Joint Stock Bank

HOSE:VIB Stock Report

Market Cap: ₫67.2t

Vietnam International Commercial Bank (VIB) Stock Overview

Provides banking products and services to organizations and individuals. More details

VIB fundamental analysis
Snowflake Score
Valuation5/6
Future Growth4/6
Past Performance3/6
Financial Health4/6
Dividends3/6

VIB Community Fair Values

Create Narrative

See what 8 others think this stock is worth. Follow their fair value or set your own to get alerts.

Vietnam International Commercial Joint Stock Bank Competitors

Price History & Performance

Summary of share price highs, lows and changes for Vietnam International Commercial Bank
Historical stock prices
Current Share Price₫19,750.00
52 Week High₫24,800.00
52 Week Low₫14,298.25
Beta0.95
1 Month Change-13.94%
3 Month Change22.36%
1 Year Change16.96%
3 Year Change58.06%
5 Year Changen/a
Change since IPO118.58%

Recent News & Updates

Recent updates

Shareholder Returns

VIBVN BanksVN Market
7D-0.3%-0.5%-1.0%
1Y17.0%27.6%29.1%

Return vs Industry: VIB underperformed the VN Banks industry which returned 27.6% over the past year.

Return vs Market: VIB underperformed the VN Market which returned 29.1% over the past year.

Price Volatility

Is VIB's price volatile compared to industry and market?
VIB volatility
VIB Average Weekly Movement5.2%
Banks Industry Average Movement5.7%
Market Average Movement5.2%
10% most volatile stocks in VN Market8.3%
10% least volatile stocks in VN Market2.4%

Stable Share Price: VIB has not had significant price volatility in the past 3 months compared to the VN market.

Volatility Over Time: VIB's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
199610,492Vu Hanwww.vib.com.vn

Vietnam International Commercial Joint Stock Bank provides banking products and services to organizations and individuals. The company offers current and saving accounts; term, foreign term, and flexi deposits; mortgage loans, house loans, car loans, personal loans, working capital loans, overdrafts, medium- and long-term corporate loans, project finance, corporate bonds, and factoring; trade finance, guarantee, payroll, and industry bundle services. It also offers insurance products; tax payment and transfer services; internet and mobile banking services; debit and credit cards; and foreign exchange and hedging services.

Vietnam International Commercial Joint Stock Bank Fundamentals Summary

How do Vietnam International Commercial Bank's earnings and revenue compare to its market cap?
VIB fundamental statistics
Market cap₫67.23t
Earnings (TTM)₫7.58t
Revenue (TTM)₫16.59t
8.9x
P/E Ratio
1.5x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
VIB income statement (TTM)
Revenue₫16.59t
Cost of Revenue₫0
Gross Profit₫16.59t
Other Expenses₫9.01t
Earnings₫7.58t

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)2.23k
Gross Margin100.00%
Net Profit Margin45.70%
Debt/Equity Ratio164.2%

How did VIB perform over the long term?

See historical performance and comparison

Dividends

3.1%
Current Dividend Yield
27%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/04 01:04
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Vietnam International Commercial Joint Stock Bank is covered by 9 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Minh DuongBIDV Securities Joint Stock Company
Worawat SaisuphatpholCredit Suisse
null nullCredit Suisse