Vietnam International Commercial Bank Balance Sheet Health
Financial Health criteria checks 4/6
Vietnam International Commercial Bank has total assets of ₫413,887.8B and total equity of ₫38,415.7B. Total deposits are ₫314,610.4B, and total loans are ₫262,926.6B.
Key information
10.8x
Asset to equity ratio
n/a
Net interest margin
Total deposits | ₫314.61t |
Loan to deposit ratio | Appropriate |
Bad loans | 3.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | ₫58.63t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: VIB's Assets to Equity ratio (10.8x) is moderate.
Allowance for Bad Loans: VIB has a low allowance for bad loans (51%).
Low Risk Liabilities: 84% of VIB's liabilities are made up of primarily low risk sources of funding.
Loan Level: VIB has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: VIB's Loans to Deposits ratio (84%) is appropriate.
Level of Bad Loans: VIB has a high level of bad loans (3%).