Vietnam International Commercial Bank Balance Sheet Health
Financial Health criteria checks 4/6
Vietnam International Commercial Bank has total assets of ₫445,377.6B and total equity of ₫39,942.1B. Total deposits are ₫347,307.0B, and total loans are ₫335,424.4B.
Key information
11.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ₫347.31t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.4% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₫41.01t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: VIB's Assets to Equity ratio (11.2x) is moderate.
Allowance for Bad Loans: VIB has a low allowance for bad loans (47%).
Low Risk Liabilities: 86% of VIB's liabilities are made up of primarily low risk sources of funding.
Loan Level: VIB has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: VIB's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: VIB has a high level of bad loans (3.4%).