Equity Group Holdings Plc provides financial products and services to individuals, small and medium sized enterprises, and large enterprises.
Price History & Performance
|Historical stock prices|
|Current Share Price||KSh49.50|
|52 Week High||KSh32.65|
|52 Week Low||KSh55.00|
|1 Month Change||-4.35%|
|3 Month Change||3.45%|
|1 Year Change||43.48%|
|3 Year Change||23.75%|
|5 Year Change||60.98%|
|Change since IPO||903.39%|
Recent News & Updates
|EQTY||KE Banks||KE Market|
Return vs Industry: EQTY exceeded the KE Banks industry which returned 17.2% over the past year.
Return vs Market: EQTY exceeded the KE Market which returned 28.2% over the past year.
Stable Share Price: EQTY is not significantly more volatile than the rest of KE stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: EQTY's weekly volatility (3%) has been stable over the past year.
About the Company
Equity Group Holdings Plc provides financial products and services to individuals, small and medium sized enterprises, and large enterprises. It offers savings and current accounts, term deposits, and transaction deposits; agricultural, mortgage, asset finance, business, and development loans; and trade financing products, including bid bonds, LCs, and guarantees. The company also provides investment banking and management, stock-broking, insurance agency, custodial, consultancy, telecommunication, trustee, corporate administration, and advisory services.
Equity Group Holdings Fundamentals Summary
|EQTY fundamental statistics|
Is EQTY overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|EQTY income statement (TTM)|
|Cost of Revenue||KSh0|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||7.59|
|Net Profit Margin||37.04%|
How did EQTY perform over the long term?See historical performance and comparison
Is Equity Group Holdings undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: EQTY (KES49.5) is trading above our estimate of fair value (KES49.29)
Significantly Below Fair Value: EQTY is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: EQTY is poor value based on its PE Ratio (6.5x) compared to the KE Banks industry average (6.1x).
PE vs Market: EQTY is good value based on its PE Ratio (6.5x) compared to the KE market (6.7x).
Price to Earnings Growth Ratio
PEG Ratio: EQTY is good value based on its PEG Ratio (0.3x)
Price to Book Ratio
PB vs Industry: EQTY is overvalued based on its PB Ratio (1.3x) compared to the KE Banks industry average (0.8x).
How is Equity Group Holdings forecast to perform in the next 1 to 3 years based on estimates from 6 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: EQTY's forecast earnings growth (19.1% per year) is above the savings rate (12.6%).
Earnings vs Market: EQTY's earnings (19.1% per year) are forecast to grow faster than the KE market (13.8% per year).
High Growth Earnings: EQTY's earnings are forecast to grow, but not significantly.
Revenue vs Market: EQTY's revenue (17.7% per year) is forecast to grow faster than the KE market (9.5% per year).
High Growth Revenue: EQTY's revenue (17.7% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: EQTY's Return on Equity is forecast to be high in 3 years time (22%)
How has Equity Group Holdings performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: EQTY has a high level of non-cash earnings.
Growing Profit Margin: EQTY's current net profit margins (37%) are higher than last year (31.9%).
Past Earnings Growth Analysis
Earnings Trend: EQTY's earnings have grown by 6.5% per year over the past 5 years.
Accelerating Growth: EQTY's earnings growth over the past year (47%) exceeds its 5-year average (6.5% per year).
Earnings vs Industry: EQTY earnings growth over the past year (47%) exceeded the Banks industry -5.6%.
Return on Equity
High ROE: EQTY's Return on Equity (18.7%) is considered low.
How is Equity Group Holdings's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: EQTY's Assets to Equity ratio (7.2x) is low.
Allowance for Bad Loans: EQTY has a low allowance for bad loans (82%).
Low Risk Liabilities: 85% of EQTY's liabilities are made up of primarily low risk sources of funding.
Loan Level: EQTY has an appropriate level of Loans to Assets ratio (45%).
Low Risk Deposits: EQTY's Loans to Deposits ratio (62%) is appropriate.
Level of Bad Loans: EQTY has a high level of bad loans (11.9%).
What is Equity Group Holdings's current dividend yield, its reliability and sustainability?
Forecast Dividend Yield
Dividend Yield vs Market
Notable Dividend: Unable to evaluate EQTY's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate EQTY's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if EQTY's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if EQTY's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: EQTY is not paying a notable dividend for the KE market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of EQTY's dividend in 3 years as they are not forecast to pay a notable one for the KE market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
James Mwangi (56 yo)
Dr. James Njuguna Mwangi, CBS, is Group Managing Director and Chief Executive Officer at Equity Bank (Kenya) Ltd. He serves as a Non-Executive Director at Equity Bank Congo Sarl. He serves as the Chief Exe...
CEO Compensation Analysis
Compensation vs Market: James's total compensation ($USD2.51M) is above average for companies of similar size in the KE market ($USD944.32K).
Compensation vs Earnings: James's compensation has increased by more than 20% in the past year.
Experienced Management: EQTY's management team is considered experienced (3.3 years average tenure).
Experienced Board: EQTY's board of directors are not considered experienced ( 2.8 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Equity Group Holdings Plc's employee growth, exchange listings and data sources
- Name: Equity Group Holdings Plc
- Ticker: EQTY
- Exchange: NASE
- Founded: 1984
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: KSh186.797b
- Shares outstanding: 3.77b
- Website: https://equitygroupholdings.com
Number of Employees
- Equity Group Holdings Plc
- Equity Centre
- 9th Floor
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/21 18:13|
|End of Day Share Price||2021/10/21 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.