KCB Group (KCB) Stock Overview
Provides corporate, investment, and retail banking services in Kenya, Tanzania, South Sudan, Rwanda, Uganda, Burundi, and the Democratic Republic of Congo. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
KCB Community Fair Values
Create NarrativeSee what 111 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
KCB Group PLC Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | KSh80.25 |
| 52 Week High | KSh84.00 |
| 52 Week Low | KSh45.55 |
| Beta | 0.56 |
| 1 Month Change | 13.43% |
| 3 Month Change | 18.89% |
| 1 Year Change | 70.74% |
| 3 Year Change | 176.25% |
| 5 Year Change | 79.33% |
| Change since IPO | 1,088.89% |
Recent News & Updates
Narrative Update • Jun 17
KCB: Higher Future P E Multiple Will Pressure Returns On Earnings Misses
The analyst fair value estimate for KCB Group has shifted from KES 62.85 to KES 72.87 as analysts factor in updated assumptions for revenue growth, profit margins, discount rates and future P/E expectations. What’s in the News for KCB Group No recent KCB Group company news, periodical coverage, or key developments were provided in the available sources.
Narrative Update • Jun 03
KCB: Stable Assumptions And Margin Resilience Will Support Stronger Future Earnings Power
Analysts have kept the KCB Group fair value estimate steady at KES126.07 per share. A slightly lower assumed discount rate and modest trims to revenue growth, profit margin, and future P/E inputs are guiding this unchanged price target.Narrative Update • May 13
KCB: Higher Growth And Margin Assumptions Will Support Stronger Future Earnings Power
Analysts have raised their KCB Group price target to KES126.07, citing updated assumptions for the discount rate, revenue growth, profit margin and future P/E that align with recent Street research. Analyst Commentary Recent Street research on cloud-focused stocks highlights how upbeat views can translate into higher price targets when analysts revisit discount rates, revenue assumptions and future P/E multiples.
Narrative Update • Apr 23
KCB: Higher Revenue Assumptions And Firm P/E Support Bullish Re Rating
Analysts have revised their KCB Group fair value estimate from KES 93.31 to KES 96.65, reflecting updated assumptions around revenue growth, profit margins, and forward P/E multiples. Analyst Commentary Recent fair value revisions for KCB Group signal that analysts are reassessing the balance between growth expectations, profitability assumptions, and the valuation multiples they are comfortable using.Recent updates
Narrative Update • Jun 17
KCB: Higher Future P E Multiple Will Pressure Returns On Earnings Misses
The analyst fair value estimate for KCB Group has shifted from KES 62.85 to KES 72.87 as analysts factor in updated assumptions for revenue growth, profit margins, discount rates and future P/E expectations. What’s in the News for KCB Group No recent KCB Group company news, periodical coverage, or key developments were provided in the available sources.Narrative Update • Jun 03
KCB: Stable Assumptions And Margin Resilience Will Support Stronger Future Earnings Power
Analysts have kept the KCB Group fair value estimate steady at KES126.07 per share. A slightly lower assumed discount rate and modest trims to revenue growth, profit margin, and future P/E inputs are guiding this unchanged price target.Narrative Update • May 13
KCB: Higher Growth And Margin Assumptions Will Support Stronger Future Earnings Power
Analysts have raised their KCB Group price target to KES126.07, citing updated assumptions for the discount rate, revenue growth, profit margin and future P/E that align with recent Street research. Analyst Commentary Recent Street research on cloud-focused stocks highlights how upbeat views can translate into higher price targets when analysts revisit discount rates, revenue assumptions and future P/E multiples.Narrative Update • Apr 23
KCB: Higher Revenue Assumptions And Firm P/E Support Bullish Re Rating
Analysts have revised their KCB Group fair value estimate from KES 93.31 to KES 96.65, reflecting updated assumptions around revenue growth, profit margins, and forward P/E multiples. Analyst Commentary Recent fair value revisions for KCB Group signal that analysts are reassessing the balance between growth expectations, profitability assumptions, and the valuation multiples they are comfortable using.Narrative Update • Apr 08
KCB: Revised Revenue And Margin Assumptions Will Support Higher Future Earnings Power
The analyst fair value estimate for KCB Group has shifted from KES 94.23 to KES 126.07, with analysts pointing to updated assumptions around revenue growth, profit margins, discount rates and future P/E as the key drivers behind the new price target. Analyst Commentary Recent research activity around KCB Group signals a clear shift toward more optimistic assumptions, with the updated fair value estimate reflecting the impact of revised revenue, margin and valuation inputs.Narrative Update • Mar 25
KCB: Higher Future P E Multiple Will Pressure Returns On Earnings Misses
Analysts have raised their KCB Group fair value estimate from KES 50.75 to KES 62.85, attributing the updated target to revised assumptions on revenue growth, profit margins, and a higher future P/E multiple informed by recent sector research. Analyst Commentary Even with a higher fair value estimate for KCB Group, not all research voices are upbeat.Narrative Update • Mar 10
KCB: Stable Assumptions And Future P/E Will Support Re Rating
Analysts have kept their KCB Group price target unchanged at KES 93.31, citing steady assumptions around revenue growth, profit margin and a future P/E of about 6.35x that are consistent with their earlier valuation work. Analyst Commentary Analysts covering KCB Group are generally framing their views around how well the bank can match its current valuation assumptions with consistent execution on growth and profitability.Narrative Update • Feb 24
KCB: Higher Profitability Assumptions Will Support A Re Rating
Analysts have lifted their KCB Group price target from KES 63.50 to about KES 93.31. They point to updated assumptions around a slightly lower discount rate, higher forecast revenue growth, stronger profit margins, and a modestly higher future P/E multiple.Narrative Update • Feb 09
KCB: Lower Discount Rate And Compressed Future P E Will Constrain Upside
Analysts have held their fair value estimate for KCB Group steady at KSh50.75, with minor updates to the discount rate, revenue growth, profit margin and future P/E assumptions guiding the latest price target revision. Valuation Changes Fair Value Estimate is unchanged at KSh50.75 per share, signaling a stable central valuation point in the model.Narrative Update • Jan 26
KCB: Elevated Required Return And Low P E Will Likely Limit Upside
Analysts have maintained their fair value estimate for KCB Group at KSh 50.75, with the updated price target still grounded in relatively stable assumptions for revenue growth, profit margin and a forward P/E of about 3.42x. Valuation Changes Fair Value: Kept unchanged at KSh 50.75, reflecting consistent assumptions overall.Narrative Update • Jan 10
KCB: Rich Multiple And Elevated Credit Costs Will Likely Pressure Earnings
Analysts have lifted their price target on KCB Group to KSh50.75, with the update linked to refreshed assumptions around revenue growth, profit margins and future P/E, even though the fair value estimate remains at KSh50.75. Valuation Changes Fair Value Estimate held steady at KSh50.75, with no change between the previous and updated model.Narrative Update • Dec 14
KCB: Elevated Credit Costs Will Likely Pressure Future Earnings Quality
Analysts have raised their fair value estimate for KCB Group to KES 50.75 from KES 44.00 per share, citing improving revenue growth expectations, stronger projected profit margins, and a structurally lower future P/E multiple. Together, these factors support a higher long term price target despite a slightly higher discount rate.New Narrative • Aug 17
Digital Banking Channels Will Transform East Africa
Key Takeaways Digital innovation and regional expansion into underbanked urban markets enhance customer growth, revenue diversification, and support sustainable margin improvement. Strategic focus on green finance, SME and retail banking, and economic integration boosts access to new income streams and strengthens long-term earnings potential.Shareholder Returns
| KCB | KE Banks | KE Market | |
|---|---|---|---|
| 7D | 4.6% | 2.6% | 2.1% |
| 1Y | 70.7% | 61.4% | 44.4% |
Return vs Industry: KCB exceeded the KE Banks industry which returned 61.4% over the past year.
Return vs Market: KCB exceeded the KE Market which returned 44.4% over the past year.
Price Volatility
| KCB volatility | |
|---|---|
| KCB Average Weekly Movement | 2.2% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 4.3% |
| 10% most volatile stocks in KE Market | 6.9% |
| 10% least volatile stocks in KE Market | 2.9% |
Stable Share Price: KCB has not had significant price volatility in the past 3 months compared to the KE market.
Volatility Over Time: KCB's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1896 | 11,253 | Paul Russo | kcbgroup.com |
KCB Group PLC, together with its subsidiaries, provides corporate, investment, and retail banking services in Kenya, Tanzania, South Sudan, Rwanda, Uganda, Burundi, and the Democratic Republic of Congo. It operates through four segments: Corporate Banking, Retail Banking, Treasury, and Mortgages. The company offers current accounts, savings and fixed deposits, consumer loans, and mortgages-based lending products to individuals.
KCB Group PLC Fundamentals Summary
| KCB fundamental statistics | |
|---|---|
| Market cap | KSh257.88b |
| Earnings (TTM) | KSh65.29b |
| Revenue (TTM) | KSh178.29b |
3.9x
P/E Ratio0.7x
P/B RatioIs KCB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| KCB income statement (TTM) | |
|---|---|
| Revenue | KSh178.29b |
| Cost of Revenue | KSh0 |
| Gross Profit | KSh178.29b |
| Other Expenses | KSh112.99b |
| Earnings | KSh65.29b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Aug 12, 2026
| Earnings per share (EPS) | 20.32 |
| Gross Margin | 100.00% |
| Net Profit Margin | 36.62% |
| Debt/Equity Ratio | 25.7% |
How did KCB perform over the long term?
See historical performance and comparisonDividends
7.5%
Current Dividend Yield25%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/06 17:27 |
| End of Day Share Price | 2026/07/06 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
KCB Group PLC is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Timothy Wambu | Absa Bank Limited |
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Craig Metherell | Avior Capital Markets |