Standard Chartered Bank Kenya Limited, together with its subsidiaries, provides various banking products and services for corporate clients, government and government agencies, commercial clients, and retail clients in Kenya.
Price History & Performance
|Historical stock prices|
|Current Share Price||KSh128.25|
|52 Week High||KSh127.00|
|52 Week Low||KSh161.00|
|1 Month Change||-4.47%|
|3 Month Change||-1.16%|
|1 Year Change||-18.70%|
|3 Year Change||-24.56%|
|5 Year Change||-23.33%|
|Change since IPO||316.15%|
Recent News & Updates
|SCBK||KE Banks||KE Market|
Return vs Industry: SCBK underperformed the KE Banks industry which returned 16.4% over the past year.
Return vs Market: SCBK underperformed the KE Market which returned 28.8% over the past year.
Stable Share Price: SCBK is less volatile than 75% of KE stocks over the past 3 months, typically moving +/- 2% a week.
Volatility Over Time: SCBK's weekly volatility (2%) has been stable over the past year.
About the Company
Standard Chartered Bank Kenya Limited, together with its subsidiaries, provides various banking products and services for corporate clients, government and government agencies, commercial clients, and retail clients in Kenya. The company operates in three segments: Corporate & Institutional Banking, Commercial Banking, and Retail Banking. It offers current, savings, foreign currency, and margin accounts; fixed and term deposits; personal unsecured, term, business property, and working capital loans; salary overdrafts; home, construction, non-resident, and business mortgages; financing solutions and trade services; and debit and credit cards.
Standard Chartered Bank Kenya Fundamentals Summary
|SCBK fundamental statistics|
Is SCBK overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|SCBK income statement (TTM)|
|Cost of Revenue||KSh0|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||15.95|
|Net Profit Margin||28.36%|
How did SCBK perform over the long term?See historical performance and comparison
8.2%Current Dividend Yield
Is Standard Chartered Bank Kenya undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: SCBK (KES128.25) is trading above our estimate of fair value (KES39.17)
Significantly Below Fair Value: SCBK is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: SCBK is poor value based on its PE Ratio (8x) compared to the KE Banks industry average (6.2x).
PE vs Market: SCBK is poor value based on its PE Ratio (8x) compared to the KE market (6.5x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate SCBK's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: SCBK is overvalued based on its PB Ratio (1.1x) compared to the KE Banks industry average (0.8x).
How is Standard Chartered Bank Kenya forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Standard Chartered Bank Kenya has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Standard Chartered Bank Kenya performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: SCBK has high quality earnings.
Growing Profit Margin: SCBK's current net profit margins (28.4%) are higher than last year (25.9%).
Past Earnings Growth Analysis
Earnings Trend: SCBK's earnings have declined by 3.5% per year over the past 5 years.
Accelerating Growth: SCBK's earnings growth over the past year (2.3%) exceeds its 5-year average (-3.5% per year).
Earnings vs Industry: SCBK earnings growth over the past year (2.3%) exceeded the Banks industry -5.6%.
Return on Equity
High ROE: SCBK's Return on Equity (13.7%) is considered low.
How is Standard Chartered Bank Kenya's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: SCBK's Assets to Equity ratio (6.7x) is low.
Allowance for Bad Loans: SCBK has a low allowance for bad loans (70%).
Low Risk Liabilities: 95% of SCBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: SCBK has an appropriate level of Loans to Assets ratio (38%).
Low Risk Deposits: SCBK's Loans to Deposits ratio (47%) is appropriate.
Level of Bad Loans: SCBK has a high level of bad loans (17.6%).
What is Standard Chartered Bank Kenya current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: SCBK's dividend (8.19%) is higher than the bottom 25% of dividend payers in the KE market (4.2%).
High Dividend: SCBK's dividend (8.19%) is in the top 25% of dividend payers in the KE market (7.77%)
Stability and Growth of Payments
Stable Dividend: SCBK's dividend payments have been volatile in the past 10 years.
Growing Dividend: SCBK's dividend payments have fallen over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (59.8%), SCBK's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Kariuki Ngari (54 yo)
Mr. Kariuki Ngari is the Chief Executive Officer of Standard Chartered Bank Kenya Ltd. since December 2018. He serves as CEO for Kenya and East Africa at Standard Chartered Plc.Prior to this, he was Globa...
CEO Compensation Analysis
Compensation vs Market: Insufficient data to establish whether Kariuki's total compensation is reasonable compared to companies of similar size in the KE market.
Compensation vs Earnings: Insufficient data to compare Kariuki's compensation with company performance.
Experienced Management: SCBK's management team is considered experienced (3.3 years average tenure).
Experienced Board: SCBK's board of directors are not considered experienced ( 1.8 years average tenure), which suggests a new board.
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 14.8%.
Standard Chartered Bank Kenya Limited's employee growth, exchange listings and data sources
- Name: Standard Chartered Bank Kenya Limited
- Ticker: SCBK
- Exchange: NASE
- Founded: 1911
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: KSh55.641b
- Shares outstanding: 433.85m
- Website: https://www.sc.com/ke
Number of Employees
- Standard Chartered Bank Kenya Limited
- 48 Westlands Road
- PO Box 30003
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/15 15:44|
|End of Day Share Price||2021/10/15 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.