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LOB

Live Oak Bancshares NYSE:LOB Stock Report

Last Price

US$30.48

Market Cap

US$1.3b

7D

-1.2%

1Y

-44.5%

Updated

27 Jan, 2023

Data

Company Financials +

LOB Stock Overview

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States.

LOB fundamental analysis
Snowflake Score
Valuation4/6
Future Growth0/6
Past Performance4/6
Financial Health5/6
Dividends0/6

My Notes

New

Notes are coming soon

Live Oak Bancshares, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Live Oak Bancshares
Historical stock prices
Current Share PriceUS$30.48
52 Week HighUS$67.24
52 Week LowUS$27.50
Beta1.49
1 Month Change1.91%
3 Month Change-7.36%
1 Year Change-44.48%
3 Year Change74.37%
5 Year Change12.27%
Change since IPO59.83%

Recent News & Updates

Live Oak Bancshares GAAP EPS of $0.04 misses by $0.37, revenue of $104.97M misses by $7.04M

Jan 25

Live Oak Bancshares: Slow Down Ahead But Topline Growth Likely To Remain Positive

Jan 19

Live Oak Bancshares (NYSE:LOB) Ticks All The Boxes When It Comes To Earnings Growth

Jan 09
Live Oak Bancshares (NYSE:LOB) Ticks All The Boxes When It Comes To Earnings Growth

Recent updates

Live Oak Bancshares (NYSE:LOB) Ticks All The Boxes When It Comes To Earnings Growth

Jan 09
Live Oak Bancshares (NYSE:LOB) Ticks All The Boxes When It Comes To Earnings Growth

Live Oak Bancshares, Inc. Just Beat Revenue Estimates By 27%

Oct 30
Live Oak Bancshares, Inc. Just Beat Revenue Estimates By 27%

Is Now The Time To Put Live Oak Bancshares (NASDAQ:LOB) On Your Watchlist?

Jul 15
Is Now The Time To Put Live Oak Bancshares (NASDAQ:LOB) On Your Watchlist?

I Ran A Stock Scan For Earnings Growth And Live Oak Bancshares (NASDAQ:LOB) Passed With Ease

Apr 08
I Ran A Stock Scan For Earnings Growth And Live Oak Bancshares (NASDAQ:LOB) Passed With Ease

I Ran A Stock Scan For Earnings Growth And Live Oak Bancshares (NASDAQ:LOB) Passed With Ease

Dec 22
I Ran A Stock Scan For Earnings Growth And Live Oak Bancshares (NASDAQ:LOB) Passed With Ease

Does Live Oak Bancshares (NASDAQ:LOB) Deserve A Spot On Your Watchlist?

Sep 06
Does Live Oak Bancshares (NASDAQ:LOB) Deserve A Spot On Your Watchlist?

Bullish: Analysts Just Made A Huge Upgrade To Their Live Oak Bancshares, Inc. (NASDAQ:LOB) Forecasts

Jul 24
Bullish: Analysts Just Made A Huge Upgrade To Their Live Oak Bancshares, Inc. (NASDAQ:LOB) Forecasts

Shareholder Returns

LOBUS BanksUS Market
7D-1.2%4.1%3.1%
1Y-44.5%-14.9%-8.5%

Return vs Industry: LOB underperformed the US Banks industry which returned -14.9% over the past year.

Return vs Market: LOB underperformed the US Market which returned -8.5% over the past year.

Price Volatility

Is LOB's price volatile compared to industry and market?
LOB volatility
LOB Average Weekly Movement7.8%
Banks Industry Average Movement3.8%
Market Average Movement7.0%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market2.9%

Stable Share Price: LOB is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 8% a week.

Volatility Over Time: LOB's weekly volatility (8%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2008940Chip Mahanhttps://www.liveoakbank.com

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans.

Live Oak Bancshares, Inc. Fundamentals Summary

How do Live Oak Bancshares's earnings and revenue compare to its market cap?
LOB fundamental statistics
Market CapUS$1.34b
Earnings (TTM)US$176.21m
Revenue (TTM)US$508.33m

7.6x

P/E Ratio

1.7x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
LOB income statement (TTM)
RevenueUS$508.33m
Cost of RevenueUS$0
Gross ProfitUS$508.33m
Other ExpensesUS$332.13m
EarningsUS$176.21m

Last Reported Earnings

Dec 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)4.00
Gross Margin100.00%
Net Profit Margin34.66%
Debt/Equity Ratio10.3%

How did LOB perform over the long term?

See historical performance and comparison

Dividends

0.4%

Current Dividend Yield

3%

Payout Ratio