LOB Stock Overview
Operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. More details
Snowflake Score | |
---|---|
Valuation | 3/6 |
Future Growth | 5/6 |
Past Performance | 5/6 |
Financial Health | 4/6 |
Dividends | 0/6 |
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Live Oak Bancshares, Inc. Competitors
Price History & Performance
Historical stock prices | |
---|---|
Current Share Price | US$39.23 |
52 Week High | US$50.57 |
52 Week Low | US$31.03 |
Beta | 1.67 |
1 Month Change | -17.88% |
3 Month Change | -17.41% |
1 Year Change | -10.64% |
3 Year Change | -54.85% |
5 Year Change | 106.04% |
Change since IPO | 105.72% |
Recent News & Updates
Recent updates
Live Oak Bancshares: Loan Originations Spike, But Credit Risk Worries
Oct 28Live Oak Bancshares: CD Related Costs Could Become A Tailwind
Jul 26Live Oak Bancshares: Time For A Downgrade
Dec 13Live Oak Bancshares: Solid Deposit Growth, But Expensive Price
Sep 21Live Oak Bancshares: Doubts About The Future
Jun 18Live Oak Bancshares GAAP EPS of $0.04 misses by $0.37, revenue of $104.97M misses by $7.04M
Jan 25Live Oak Bancshares: Slow Down Ahead But Topline Growth Likely To Remain Positive
Jan 19Live Oak Bancshares (NYSE:LOB) Ticks All The Boxes When It Comes To Earnings Growth
Jan 09Live Oak Bancshares, Inc. Just Beat Revenue Estimates By 27%
Oct 30Shareholder Returns
LOB | US Banks | US Market | |
---|---|---|---|
7D | -11.9% | -3.5% | -2.7% |
1Y | -10.6% | 29.1% | 23.4% |
Return vs Industry: LOB underperformed the US Banks industry which returned 29.1% over the past year.
Return vs Market: LOB underperformed the US Market which returned 23.4% over the past year.
Price Volatility
LOB volatility | |
---|---|
LOB Average Weekly Movement | 7.8% |
Banks Industry Average Movement | 5.2% |
Market Average Movement | 6.3% |
10% most volatile stocks in US Market | 16.9% |
10% least volatile stocks in US Market | 3.2% |
Stable Share Price: LOB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: LOB's weekly volatility (8%) has been stable over the past year.
About the Company
Founded | Employees | CEO | Website |
---|---|---|---|
2008 | 999 | Chip Mahan | www.liveoakbank.com |
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments, Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits.
Live Oak Bancshares, Inc. Fundamentals Summary
LOB fundamental statistics | |
---|---|
Market cap | US$1.77b |
Earnings (TTM) | US$83.74m |
Revenue (TTM) | US$405.74m |
21.2x
P/E Ratio1.8x
P/B RatioIs LOB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
LOB income statement (TTM) | |
---|---|
Revenue | US$405.74m |
Cost of Revenue | US$0 |
Gross Profit | US$405.74m |
Other Expenses | US$322.01m |
Earnings | US$83.74m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
Earnings per share (EPS) | 1.85 |
Gross Margin | 100.00% |
Net Profit Margin | 20.64% |
Debt/Equity Ratio | 11.4% |
How did LOB perform over the long term?
See historical performance and comparisonDividends
0.3%
Current Dividend Yield6%
Payout RatioCompany Analysis and Financial Data Status
Data | Last Updated (UTC time) |
---|---|
Company Analysis | 2024/12/23 22:42 |
End of Day Share Price | 2024/12/23 00:00 |
Earnings | 2024/09/30 |
Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
Package | Data | Timeframe | Example US Source * |
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Company Financials | 10 years |
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Analyst Consensus Estimates | +3 years |
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Market Prices | 30 years |
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Ownership | 10 years |
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Management | 10 years |
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Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Live Oak Bancshares, Inc. is covered by 8 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
Analyst | Institution |
---|---|
Steven Alexopoulos | J.P. Morgan |
Christopher McGratty | Keefe, Bruyette, & Woods |
Timothy Switzer | Keefe, Bruyette, & Woods |