UBA Stock Overview
Primarily provides corporate, commercial, and retail banking services in Nigeria, rest of Africa, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
My Notes
Capture your thoughts, links and company narrative
United Bank for Africa Plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₦33.90 |
| 52 Week High | ₦37.80 |
| 52 Week Low | ₦18.90 |
| Beta | 0.61 |
| 1 Month Change | 1.19% |
| 3 Month Change | 33.46% |
| 1 Year Change | 9.35% |
| 3 Year Change | 313.41% |
| 5 Year Change | 296.49% |
| Change since IPO | 3,450.78% |
Recent News & Updates
Recent updates
Shareholder Returns
| UBA | NG Banks | NG Market | |
|---|---|---|---|
| 7D | -0.9% | -0.4% | -4.2% |
| 1Y | 9.4% | 7.0% | 8.9% |
Return vs Industry: UBA exceeded the NG Banks industry which returned 7% over the past year.
Return vs Market: UBA matched the NG Market which returned 8.9% over the past year.
Price Volatility
| UBA volatility | |
|---|---|
| UBA Average Weekly Movement | 6.2% |
| Banks Industry Average Movement | 4.9% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in NG Market | 11.1% |
| 10% least volatile stocks in NG Market | 3.6% |
Stable Share Price: UBA has not had significant price volatility in the past 3 months compared to the NG market.
Volatility Over Time: UBA's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1948 | 10,089 | Oliver Alawuba | www.ubagroup.com |
United Bank for Africa Plc, together with its subsidiaries, primarily provides corporate, commercial, and retail banking services in Nigeria, rest of Africa, and internationally. The company operates through Corporate Banking, Retail/Commercial Banking, and Treasury and Financial Markets segments. It offers current, savings, salary, fixed deposit, and domiciliary accounts; asset finance; personal and auto loans; foreign exchange cash backed loans; debit and prepaid cards; and trade and treasury products.
United Bank for Africa Plc Fundamentals Summary
| UBA fundamental statistics | |
|---|---|
| Market cap | ₦1.16t |
| Earnings (TTM) | ₦661.63b |
| Revenue (TTM) | ₦1.90t |
1.8x
P/E Ratio0.3x
P/B RatioIs UBA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UBA income statement (TTM) | |
|---|---|
| Revenue | ₦1.90t |
| Cost of Revenue | ₦0 |
| Gross Profit | ₦1.90t |
| Other Expenses | ₦1.23t |
| Earnings | ₦661.63b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 13, 2025
| Earnings per share (EPS) | 19.35 |
| Gross Margin | 100.00% |
| Net Profit Margin | 34.89% |
| Debt/Equity Ratio | 31.6% |
How did UBA perform over the long term?
See historical performance and comparisonDividends
12.7%
Current Dividend Yield22%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/18 03:06 |
| End of Day Share Price | 2025/01/17 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
United Bank for Africa Plc is covered by 20 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Timothy Wambu | Absa Bank Limited |
| null null | ARM Research |
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |