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Guaranty Trust Holding NGSE:GTCO Stock Report

Last Price

₦54.60

Market Cap

₦1.1t

7D

0.2%

1Y

40.2%

Updated

21 Nov, 2024

Data

Company Financials +

Guaranty Trust Holding Company Plc

NGSE:GTCO Stock Report

Market Cap: ₦1.1t

GTCO Stock Overview

Operates as a financial holding company for Guaranty Trust Bank Limited that provides commercial banking services in Nigeria, Ghana, Gambia, Sierra Leone, Liberia, Cote D'Ivoire, Kenya, Uganda, Rwanda, Tanzania, and the United Kingdom. More details

GTCO fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance6/6
Financial Health5/6
Dividends6/6

Rewards

Trading at 72.3% below our estimate of its fair value

Earnings grew by 210.8% over the past year

Pays a high and reliable dividend of 6.78%

Trading at good value compared to peers and industry

Risk Analysis

Earnings are forecast to decline by an average of 9.2% per year for the next 3 years


Guaranty Trust Holding Company Plc Competitors

United Bank for Africa

NGSE:UBA

₦1.1t

Zenith Bank

NGSE:ZENITHBANK

₦1.4t

Access Holdings

NGSE:ACCESSCORP

₦819.6b

FBN Holdings

NGSE:FBNH

₦972.8b

Price History & Performance

Summary of all time highs, changes and price drops for Guaranty Trust Holding
Historical stock prices
Current Share Price₦54.60
52 Week High₦57.00
52 Week Low₦32.35
Beta0.84
11 Month Change4.00%
3 Month Change19.74%
1 Year Change40.18%
33 Year Change118.40%
5 Year Change81.70%
Change since IPO21,067.63%

Recent News & Updates

Recent updates

Shareholder Returns

GTCONG BanksNG Market
7D0.2%1.7%0.9%
1Y40.2%46.5%54.4%

Return vs Industry: GTCO underperformed the NG Banks industry which returned 46.5% over the past year.

Return vs Market: GTCO underperformed the NG Market which returned 54.4% over the past year.

Price Volatility

Is GTCO's price volatile compared to industry and market?
GTCO volatility
GTCO Average Weekly Movement3.5%
Banks Industry Average Movement6.6%
Market Average Movement6.3%
10% most volatile stocks in NG Market9.2%
10% least volatile stocks in NG Market3.2%

Stable Share Price: GTCO has not had significant price volatility in the past 3 months compared to the NG market.

Volatility Over Time: GTCO's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19905,829Segun Agbajewww.gtbank.com

Guaranty Trust Holding Company Plc operates as a financial holding company for Guaranty Trust Bank Limited that provides commercial banking services in Nigeria, Ghana, Gambia, Sierra Leone, Liberia, Cote D'Ivoire, Kenya, Uganda, Rwanda, Tanzania, and the United Kingdom. It operates through six segments: Corporate Banking, Commercial Banking, Business Banking, Retail Banking, SME Banking, and Public Sector. The company offers current accounts, savings deposits, and investment savings products; overdrafts, loans, and other credit facilities; and foreign currency and derivative products.

Guaranty Trust Holding Company Plc Fundamentals Summary

How do Guaranty Trust Holding's earnings and revenue compare to its market cap?
GTCO fundamental statistics
Market cap₦1.14t
Earnings (TTM)₦1.25t
Revenue (TTM)₦1.70t

0.9x

P/E Ratio

0.5x

P/B Ratio

Is GTCO overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
GTCO income statement (TTM)
Revenue₦1.70t
Cost of Revenue₦9.28b
Gross Profit₦1.69t
Other Expenses₦437.52b
Earnings₦1.25t

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)61.35
Gross Margin99.45%
Net Profit Margin73.70%
Debt/Equity Ratio13.3%

How did GTCO perform over the long term?

See historical performance and comparison

Dividends

6.8%

Current Dividend Yield

8%

Payout Ratio