Guaranty Trust Holding Balance Sheet Health
Financial Health criteria checks 5/6
Guaranty Trust Holding has total assets of NGN13,002.2B and total equity of NGN2,006.2B. Total deposits are NGN9,508.6B, and total loans are NGN3,023.6B.
Key information
6.5x
Asset to equity ratio
n/a
Net interest margin
Total deposits | ₦9.51t |
Loan to deposit ratio | Appropriate |
Bad loans | 3.1% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | ₦3.05t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GTCO's Assets to Equity ratio (6.5x) is low.
Allowance for Bad Loans: GTCO has a sufficient allowance for bad loans (416%).
Low Risk Liabilities: 86% of GTCO's liabilities are made up of primarily low risk sources of funding.
Loan Level: GTCO has an appropriate level of Loans to Assets ratio (23%).
Low Risk Deposits: GTCO's Loans to Deposits ratio (32%) is appropriate.
Level of Bad Loans: GTCO has a high level of bad loans (3.1%).