Guaranty Trust Holding Company Plc

NGSE:GTCO Stock Report

Market Cap: ₦1.2t

Guaranty Trust Holding Past Earnings Performance

Past criteria checks 6/6

Guaranty Trust Holding has been growing earnings at an average annual rate of 43.6%, while the Banks industry saw earnings growing at 46.3% annually. Revenues have been growing at an average rate of 34.3% per year. Guaranty Trust Holding's return on equity is 52.4%, and it has net margins of 73.7%.

Key information

43.6%

Earnings growth rate

43.6%

EPS growth rate

Banks Industry Growth30.4%
Revenue growth rate34.3%
Return on equity52.4%
Net Margin73.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Guaranty Trust Holding makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NGSE:GTCO Revenue, expenses and earnings (NGN Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 241,698,8271,252,025214,3670
30 Jun 241,612,3251,155,784134,9970
31 Mar 241,338,176932,326122,9900
31 Dec 23859,727534,425102,7670
30 Sep 23718,785402,83490,3050
30 Jun 23662,321369,47593,0360
31 Mar 23439,910181,55790,4890
31 Dec 22412,052166,73787,9610
30 Sep 22417,283172,29583,8490
30 Jun 22404,076169,76576,3530
31 Mar 22392,669169,47578,2170
31 Dec 21383,765172,10774,5740
30 Sep 21381,430186,11871,8860
30 Jun 21374,905184,38374,8670
31 Mar 21381,023194,96174,8700
31 Dec 20385,533199,60973,9100
30 Sep 20372,181190,47475,1880
30 Jun 20370,041190,42668,0970
31 Mar 20367,792196,08566,1130
31 Dec 19362,678195,39966,1430
30 Sep 19346,894188,32868,2740
30 Jun 19349,172187,21967,8050
31 Mar 19350,068188,45566,7050
31 Dec 18342,715183,92366,8360
30 Sep 18349,177183,75569,5280
30 Jun 18333,777178,96864,3650
31 Mar 18326,857170,21761,3910
31 Dec 17323,500167,04562,7120
30 Sep 17298,407139,76458,6790
30 Jun 17307,306143,06763,4360
31 Mar 17304,526147,15464,4000
31 Dec 16278,775131,34259,3390
30 Sep 16271,931140,43756,2940
30 Jun 16245,276117,10653,9480
31 Mar 16214,63897,70354,7090
31 Dec 15217,07398,67855,0440
30 Sep 15227,894102,02658,0060
30 Jun 15224,256103,03654,5920
31 Mar 15217,78797,24549,8090
31 Dec 14210,82493,73650,9820
30 Sep 14194,87886,92450,9980
30 Jun 14189,45584,44751,8660
31 Mar 14191,23689,99354,8550
31 Dec 13189,62989,59953,4390

Quality Earnings: GTCO has high quality earnings.

Growing Profit Margin: GTCO's current net profit margins (73.7%) are higher than last year (56%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: GTCO's earnings have grown significantly by 43.6% per year over the past 5 years.

Accelerating Growth: GTCO's earnings growth over the past year (210.8%) exceeds its 5-year average (43.6% per year).

Earnings vs Industry: GTCO earnings growth over the past year (210.8%) exceeded the Banks industry 120.2%.

Return on Equity

High ROE: GTCO's Return on Equity (52.4%) is considered outstanding.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/30 04:24
End of Day Share Price 2024/12/30 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Guaranty Trust Holding Company Plc is covered by 24 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Timothy WambuAbsa Bank Limited
Judd MurigiAfrican Alliance
null nullARM Research