Access Holdings (ACCESSCORP) Stock Overview
Operates as the financial holding company of Access Bank Plc that provide various banking products and services in Nigeria, rest of Africa, and Europe. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for ACCESSCORP from our risk checks.
ACCESSCORP Community Fair Values
Create NarrativeSee what 94 others think this stock is worth. Follow their fair value or set your own to get alerts.
Access Holdings Plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₦24.80 |
| 52 Week High | ₦36.00 |
| 52 Week Low | ₦19.90 |
| Beta | 0.40 |
| 1 Month Change | -20.00% |
| 3 Month Change | -4.25% |
| 1 Year Change | 14.81% |
| 3 Year Change | 117.54% |
| 5 Year Change | 200.61% |
| Change since IPO | 1,855.95% |
Recent News & Updates
Narrative Update • May 21
Access Holdings Plc – Strategic Equity Restructuring of Foreign Banking Subsidiaries
Transaction Overview Analyst: Qudus Adebara (Research Analyst, DLM Securities) Access Holdings Plc (“Access Holdings” or “the Group”) has announced plans to reduce its equity stakes in certain foreign banking subsidiaries in response to new regulatory requirements introduced by the Central Bank of Nigeria (CBN). According to the Group Managing Director/CEO of Access Bank Plc, Mr. Roosevelt Ogbonna, the Group’s current exposure to foreign subsidiaries stands at approximately 19.4% of shareholders’ funds , above the newly imposed regulatory cap of 10%.Narrative Update • May 19
Access Holdings Plc Delivers Solid Q1 2026 Earnings Growth Amid Rising Impairments and Moderating Interest Income
Executive Summary Analyst: Qudus Adebara (Research Analyst, DLM Securities) Access Holdings Plc reported a resilient performance for the three months ended March 31, 2026, with Profit After Tax (PAT) rising 19% YoY to ₦216.5 billion, supported by strong growth in non-interest income and improved operating efficiency. However, earnings quality was pressured by a decline in interest income and a sharp increase in impairment charges.Narrative Update • May 07
Access Reports Strong FY 2025 Earnings Growth Supported by Trading Gains and Balance Sheet Expansion Amid Rising Impairments and Cost Pressu
Executive Summary Analyst: Qudus Adebara (Research Analyst, DLM Securities) Access Holdings Plc delivered a solid financial performance for the year ended December 31, 2025, driven by strong growth in non-interest income, particularly trading gains, and significant expansion in its balance sheet. Profit Before Tax (PBT) increased by 16% YoY to ₦1.01 trillion, while Profit After Tax (PAT) rose by 16% YoY to ₦743.0 billion.Narrative Update • May 05
ACCESS HOLDINGS PLC Q3 Result – Sustained Earnings Growth Anchored by Strong Interest Income and Balance Sheet Expansion
ACCESS HOLDINGS PLC Q3 Result – Sustained Earnings Growth Anchored by Strong Interest Income and Balance Sheet Expansion Amid Macroeconomic Pressures Executive Summary Analyst: Qudus Adebara Access Holdings Plc (“Access Holdings” or “the Group”) delivered a resilient financial performance for the nine-month period ended September 30, 2025, characterized by solid revenue growth, strengthened balance sheet, and sustained earnings momentum from core banking and non-banking operations across its diversified African footprint. Gross earnings increased by 14.1% YoY to ₦3.9 trillion , driven primarily by robust interest income growth (+21.1% YoY) and a strong 44.3% rise in net fees and commissions , reflecting expanding customer activity and higher transaction volumes across digital and payment channels.Recent updates
Narrative Update • May 21
Access Holdings Plc – Strategic Equity Restructuring of Foreign Banking Subsidiaries
Transaction Overview Analyst: Qudus Adebara (Research Analyst, DLM Securities) Access Holdings Plc (“Access Holdings” or “the Group”) has announced plans to reduce its equity stakes in certain foreign banking subsidiaries in response to new regulatory requirements introduced by the Central Bank of Nigeria (CBN). According to the Group Managing Director/CEO of Access Bank Plc, Mr. Roosevelt Ogbonna, the Group’s current exposure to foreign subsidiaries stands at approximately 19.4% of shareholders’ funds , above the newly imposed regulatory cap of 10%.Narrative Update • May 19
Access Holdings Plc Delivers Solid Q1 2026 Earnings Growth Amid Rising Impairments and Moderating Interest Income
Executive Summary Analyst: Qudus Adebara (Research Analyst, DLM Securities) Access Holdings Plc reported a resilient performance for the three months ended March 31, 2026, with Profit After Tax (PAT) rising 19% YoY to ₦216.5 billion, supported by strong growth in non-interest income and improved operating efficiency. However, earnings quality was pressured by a decline in interest income and a sharp increase in impairment charges.Narrative Update • May 07
Access Reports Strong FY 2025 Earnings Growth Supported by Trading Gains and Balance Sheet Expansion Amid Rising Impairments and Cost Pressu
Executive Summary Analyst: Qudus Adebara (Research Analyst, DLM Securities) Access Holdings Plc delivered a solid financial performance for the year ended December 31, 2025, driven by strong growth in non-interest income, particularly trading gains, and significant expansion in its balance sheet. Profit Before Tax (PBT) increased by 16% YoY to ₦1.01 trillion, while Profit After Tax (PAT) rose by 16% YoY to ₦743.0 billion.Narrative Update • May 05
ACCESS HOLDINGS PLC Q3 Result – Sustained Earnings Growth Anchored by Strong Interest Income and Balance Sheet Expansion
ACCESS HOLDINGS PLC Q3 Result – Sustained Earnings Growth Anchored by Strong Interest Income and Balance Sheet Expansion Amid Macroeconomic Pressures Executive Summary Analyst: Qudus Adebara Access Holdings Plc (“Access Holdings” or “the Group”) delivered a resilient financial performance for the nine-month period ended September 30, 2025, characterized by solid revenue growth, strengthened balance sheet, and sustained earnings momentum from core banking and non-banking operations across its diversified African footprint. Gross earnings increased by 14.1% YoY to ₦3.9 trillion , driven primarily by robust interest income growth (+21.1% YoY) and a strong 44.3% rise in net fees and commissions , reflecting expanding customer activity and higher transaction volumes across digital and payment channels.Narrative Update • Feb 11
Access Holdings Plc – Strategic Acquisition Update (Proposed 100% Acquisition of Bidvest Bank, South Africa)
Author: Qudus Adebara Transaction Overview Access Holdings Plc has announced that the long-stop date for its proposed acquisition of 100% equity stake in Bidvest Bank (South Africa) by its flagship subsidiary, Access Bank Plc , has expired without completion. Target: Bidvest Bank (South Africa) Proposed Stake: 100% Announcement Date: December 12, 2024 Long-Stop Date: January 26, 2026 Status: Transaction not completed due to unmet conditions (including regulatory approvals) The transaction, which had been progressing through multi-jurisdictional regulatory processes, did not meet all conditions precedent within the stipulated timeline.Narrative Update • Dec 21
Access Holdings Plc Secures Shareholder Approval for N40 Billion Private Placement to Strengthen Capital Base
Key Highlights Offer Size: Up to N40 billion (or foreign currency equivalent) Offer Structure: Private placement of newly created ordinary shares Offer Price: N20.25 per share (or as determined by the board) New Shares to be Issued: 1.98 billion ordinary shares of 50 kobo each Post-Transaction Share Capital: Increase from N26.66 billion to N27.65 billion Post-Transaction Total Issued Shares: From ~53.32 billion to ~55.29 billion Approval Date: December 18, 2025 Regulatory Approvals Required: CBN, SEC, NGX Overview Access Holdings Plc, a leading financial holding company in Nigeria, has received shareholder approval to raise up to N40 billion through a private placement. The approval, granted at a virtual Extraordinary General Meeting (EGM) on December 18, 2025, empowers the board to execute the capital raise, restructure share capital, and engage selected strategic or institutional investors.Narrative Update • Nov 02
ACCESS HOLDINGS PLC Q3 Result – Sustained Earnings Growth Anchored by Strong Interest Income and Balance Sheet Expansion
Wane_Investment_House made no meaningful changes to valuation assumptions.Narrative Update • Oct 25
Access Holdings Plc – H1 2025 Audited Financial Results - Solid Earnings Momentum Amid Cost and FX Pressures
Wane_Investment_House made no meaningful changes to valuation assumptions.Shareholder Returns
| ACCESSCORP | NG Banks | NG Market | |
|---|---|---|---|
| 7D | -3.7% | 0.2% | -1.4% |
| 1Y | 14.8% | 106.6% | 141.0% |
Return vs Industry: ACCESSCORP underperformed the NG Banks industry which returned 106.6% over the past year.
Return vs Market: ACCESSCORP underperformed the NG Market which returned 141% over the past year.
Price Volatility
| ACCESSCORP volatility | |
|---|---|
| ACCESSCORP Average Weekly Movement | 7.7% |
| Banks Industry Average Movement | 7.5% |
| Market Average Movement | 8.0% |
| 10% most volatile stocks in NG Market | 10.7% |
| 10% least volatile stocks in NG Market | 4.6% |
Stable Share Price: ACCESSCORP has not had significant price volatility in the past 3 months compared to the NG market.
Volatility Over Time: ACCESSCORP's weekly volatility (8%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1989 | 9,960 | Innocent Ike | www.theaccesscorporation.com |
Access Holdings Plc operates as the financial holding company of Access Bank Plc that provide various banking products and services in Nigeria, rest of Africa, and Europe. It operates in seven segments: Corporate and Investment Banking, Commercial Banking, Retail Banking, PFA, Payment, Insurance, and Digital lending. The company offers deposit money banking, wealth and investment management, financial technology and ecosystem orchestration, payment, and consumer lending services.
Access Holdings Plc Fundamentals Summary
| ACCESSCORP fundamental statistics | |
|---|---|
| Market cap | ₦1.34t |
| Earnings (TTM) | ₦745.87b |
| Revenue (TTM) | ₦2.78t |
1.8x
P/E Ratio0.3x
P/B RatioIs ACCESSCORP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ACCESSCORP income statement (TTM) | |
|---|---|
| Revenue | ₦2.78t |
| Cost of Revenue | ₦0 |
| Gross Profit | ₦2.78t |
| Other Expenses | ₦2.04t |
| Earnings | ₦745.87b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 14.09 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.79% |
| Debt/Equity Ratio | 72.9% |
How did ACCESSCORP perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/22 22:20 |
| End of Day Share Price | 2026/05/22 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Access Holdings Plc is covered by 10 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Timothy Wambu | Absa Bank Limited |
| null null | ARM Research |
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |