Fidelity Bank (FIDELITYBK) Stock Overview
Provides various banking products and services to corporate and individual customers in Nigeria. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for FIDELITYBK from our risk checks.
FIDELITYBK Community Fair Values
Create NarrativeSee what 40 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Fidelity Bank Plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₦22.90 |
| 52 Week High | ₦24.25 |
| 52 Week Low | ₦17.10 |
| Beta | 0.26 |
| 1 Month Change | 19.90% |
| 3 Month Change | 9.57% |
| 1 Year Change | 10.10% |
| 3 Year Change | 316.36% |
| 5 Year Change | 900.00% |
| Change since IPO | 608.98% |
Recent News & Updates
Recent updates
Fidelity Bank Delivers Resilient 9M 2025 Performance with Strong Balance Sheet Expansion Despite Cost Pressures
Executive Summary Analyst: Qudus Adebara (Research Analyst) Fidelity Bank Plc delivered a resilient and well-rounded performance for the nine months ended September 30, 2025, supported by strong interest income growth, sustained customer deposit mobilization, and significant foreign currency revaluation gains amid a volatile macroeconomic environment. Despite elevated funding costs and higher operating expenses tied to scale expansion and inflationary pressures, the Group recorded a solid earnings uplift.
Bank To Experience Shrinking Profit Margins And Earnings By 2028
Fidelity Bank aims to enhance profitability through regional expansion, technological upgrades, and cost control, supporting future revenue and net margin growth.Shareholder Returns
| FIDELITYBK | NG Banks | NG Market | |
|---|---|---|---|
| 7D | 6.3% | 4.1% | 2.6% |
| 1Y | 10.1% | 100.0% | 140.9% |
Return vs Industry: FIDELITYBK underperformed the NG Banks industry which returned 101.3% over the past year.
Return vs Market: FIDELITYBK underperformed the NG Market which returned 143.7% over the past year.
Price Volatility
| FIDELITYBK volatility | |
|---|---|
| FIDELITYBK Average Weekly Movement | 6.6% |
| Banks Industry Average Movement | 7.8% |
| Market Average Movement | 8.2% |
| 10% most volatile stocks in NG Market | 10.9% |
| 10% least volatile stocks in NG Market | 5.1% |
Stable Share Price: FIDELITYBK has not had significant price volatility in the past 3 months compared to the NG market.
Volatility Over Time: FIDELITYBK's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1987 | 3,262 | Kennedy Onyeali-Ikpe | www.fidelitybank.ng |
Fidelity Bank Plc provides various banking products and services to corporate and individual customers in Nigeria. It operates through Retail Banking, Corporate Banking, and Investment Banking segments. The company offers current, savings, fixed deposit, domiciliary, term deposit, flex, bridge, vintage, and small business accounts; asset leasing, personal loans and mortgages, fast loans, and salary advance schemes; bills settlement, and cash and asset management services; treasury bills, fixed income securities, and foreign exchange and derivatives, and safe deposit keeping services; and advisory, insurance, investment management, estate planning, wire transfer, and tax planning services.
Fidelity Bank Plc Fundamentals Summary
| FIDELITYBK fundamental statistics | |
|---|---|
| Market cap | ₦1.15t |
| Earnings (TTM) | ₦242.44b |
| Revenue (TTM) | ₦790.99b |
Is FIDELITYBK overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FIDELITYBK income statement (TTM) | |
|---|---|
| Revenue | ₦790.99b |
| Cost of Revenue | ₦0 |
| Gross Profit | ₦790.99b |
| Other Expenses | ₦548.55b |
| Earnings | ₦242.44b |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
May 21, 2026
| Earnings per share (EPS) | 4.83 |
| Gross Margin | 100.00% |
| Net Profit Margin | 30.65% |
| Debt/Equity Ratio | 99.6% |
How did FIDELITYBK perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/15 21:35 |
| End of Day Share Price | 2026/05/15 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Fidelity Bank Plc is covered by 6 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | ARM Research |
| Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
| Folasade Obilomo Falasinnu | CSL Stockbrokers Ltd |