FIDELITYBK logo

Fidelity Bank Plc Stock Price

NGSE:FIDELITYBK Community·₦1.3t Market Cap
  • 2 Narratives written by author
  • 5 Comments on narratives written by author
  • 58 Fair Values set on narratives written by author

FIDELITYBK Share Price Performance

₦20.70
20.70 (0.00%)
₦17.16
Fair Value
₦20.70
20.70 (0.00%)
17.3% undervalued intrinsic discount
₦25.04
Fair Value
Price ₦20.70
AnalystConsensusTarget ₦25.04

FIDELITYBK Community Narratives

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Fair Value ₦17.16 20.6% overvalued intrinsic discount

Bank To Experience Shrinking Profit Margins And Earnings By 2028

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₦17.16
20.6% overvalued intrinsic discount
Revenue
2.89% p.a.
Profit Margin
23.28%
Future PE
7.92x
Price in 2028
₦37.77

Trending Discussion

Updated Narratives

FIDELITYBK logo

Bank To Experience Shrinking Profit Margins And Earnings By 2028

Fair Value: ₦17.16 20.6% overvalued intrinsic discount
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Snowflake Analysis

Adequate balance sheet and slightly overvalued.

2 Risks
1 Reward

Fidelity Bank Plc Key Details

₦798.7b

Revenue

₦11.9b

Cost of Revenue

₦786.8b

Gross Profit

₦561.0b

Other Expenses

₦225.8b

Earnings

Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
3.57
98.51%
28.27%
76.7%
View Full Analysis

About FIDELITYBK

Founded
1987
Employees
3466
CEO
Nneka Onyeali-Ikpe
WebsiteView website
www.fidelitybank.ng

Fidelity Bank Plc provides various banking products and services to corporate and individual customers in Nigeria. It operates through Retail Banking, Corporate Banking, and Investment Banking segments. The company offers current, savings, fixed deposit, domiciliary, term deposit, flex, bridge, vintage, and small business accounts; asset leasing, personal loans and mortgages, fast loans, and salary advance schemes; bills settlement, and cash and asset management services; treasury bills, fixed income securities, and foreign exchange and derivatives, and safe deposit keeping services; and advisory, insurance, investment management, estate planning, wire transfer, and tax planning services. Its corporate banking products and services comprise overdraft and advances, trade finance, bonds and guarantees, receivables discounting and factoring, distributor and suppliers financing, asset based financing, corporate and project finance, collection, payment solutions, treasury and liquidity management, relationship management, transaction and business advisory, and corporate account management. In addition, it offers commercial support overdrafts and short term loans; agriculture banking services; and other additional services, such as equipment leasing, online banking, mobile application, instant banking, point of sale terminal, online payment, and ATM services, as well as cards. Further, it provides private banking and collection of deposit services. The company was formerly known as Fidelity Union Merchant Bank Limited. Fidelity Bank Plc was incorporated in 1987 and is based in Lagos, Nigeria.

Recent FIDELITYBK News & Updates

Narrative Update Jun 03

Fidelity Bank Plc Reports Strong Balance Sheet Expansion in FY 2025 Despite Pressure from Trading Losses and Rising Operating Costs

Executive Summary Analyst: Qudus Adebara (Research Analyst, DLM Securities) Fidelity Bank Plc delivered a resilient financial performance for the year ended December 31, 2025, supported by strong growth in interest income, improved asset yields, and significant balance sheet expansion. Gross earnings rose 46% YoY to ₦1.52 trillion, driven primarily by strong interest income growth and higher foreign currency revaluation gains.

Recent updates

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