Banks Nigerian Community

Executive Summary Ecobank Transnational Incorporated (ETI) delivered a stellar performance for the nine months ended 30 September 2025 , showcasing strong earnings growth, improved operational efficiency, and a fortified balance sheet. The Pan-African banking group recorded a profit before tax (PBT) of US$656.6 million , up 33% year-on-year , while profit after tax (PAT) rose 34% to US$460.6 million , underscoring management’s ability to navigate a challenging macroeconomic environment marked by currency volatility, rising interest rates, and inflationary pressures across several African markets.Read more

ACCESS HOLDINGS PLC Q3 Result – Sustained Earnings Growth Anchored by Strong Interest Income and Balance Sheet Expansion Amid Macroeconomic Pressures Executive Summary Access Holdings Plc (“Access Holdings” or “the Group”) delivered a resilient financial performance for the nine-month period ended September 30, 2025, characterized by solid revenue growth, strengthened balance sheet, and sustained earnings momentum from core banking and non-banking operations across its diversified African footprint. Gross earnings increased by 14.1% YoY to ₦3.9 trillion , driven primarily by robust interest income growth (+21.1% YoY) and a strong 44.3% rise in net fees and commissions , reflecting expanding customer activity and higher transaction volumes across digital and payment channels.Read more

Executive Summary United Bank for Africa Plc delivered a resilient performance for the nine months ended September 30, 2025, despite global macro headwinds, FX market volatility, and inflationary pressures across its operating jurisdictions. The Group sustained its earnings momentum on the back of robust interest income growth , improved asset yields, and disciplined risk management.Read more

Executive Summary First HoldCo Plc delivered resilient performance for the nine months ended September 30, 2025, supported by solid earnings momentum across banking operations, strong net-interest income growth, and sustained fee-based income contribution. The Group demonstrated effective asset-liability management, improved credit cost discipline, and enhanced balance sheet strength despite FX market volatility and losses from discontinued operations.Read more

Executive Summary Wema Bank Plc delivered a robust performance for the nine months ended September 30, 2025, with strong revenue growth, expanded loan book, and improved profitability metrics. The Bank’s financial results reflect strong net interest income, effective cost management, and disciplined credit risk control.Read more

Executive Summary Guaranty Trust Holding Company Plc (GTCO or “the Group”) released its unaudited financial statements for the nine months ended 30 September 2025 , demonstrating sustained growth in core banking operations despite a high base effect from 2024’s exceptional FX revaluation gains. The Group reported a profit before tax (PBT) of ₦900.8 billion , representing a 26% year-on-year decline from ₦1.22 trillion in 2024, primarily reflecting the non-recurrence of last year’s outsized foreign exchange gains.Read more

Executive Summary Zenith Bank Plc delivered a resilient performance for the nine months ended September 30, 2025, despite a challenging macro-financial environment marked by elevated interest rates, volatile trading markets, and heightened credit risk pressures. The Group demonstrated strong balance sheet expansion, robust core banking income momentum, and disciplined funding structure management.Read more

STERLING FINANCIAL HOLDINGS PLC Q3 Result – Strong Earnings Momentum Fueled by Robust Interest Income and Trading Gains Amid Higher Operating Costs Executive Summary Sterling Financial Holdings Plc delivered a solid performance for the nine months ended September 30, 2025, reporting strong earnings growth driven by improved net interest income, higher fees and commissions, and significant trading and fair-value gains. The Group demonstrated resilience amid tighter macroeconomic liquidity conditions and high inflationary operating costs.Read more

FCMB Group Plc H1 2025: Robust Growth in Core Banking Operations Despite Rising Costs Key Highlights: Gross Earnings Surge : FCMB posted a 41% YoY increase in gross earnings to ₦529.2 billion in H1 2025, reflecting improved interest income and a solid performance across its business units. Strong Net Interest Income : Net interest income nearly doubled to ₦207.4 billion (up 95%) driven by a 70% growth in interest and discount income to ₦458.4 billion.Read more