United Bank for Africa Plc, together with its subsidiaries, provides corporate, commercial, and retail banking services in Nigeria, Africa, and internationally. The company operates through Corporate Banking, Retail/Commercial Banking, and Treasury and Financial Markets segments. It offers savings, current, salary, domiciliary, diaspora, and fixed deposit accounts, and UBA SME account, as well as asset-backed; solar financing; personal; senior citizens; SME green financing; and micro business loans. It also provides corporate banking financial solutions to multinationals, regional companies, state-owned companies, non-governmental organizations, international and multinational organizations, and financial institutions; retail/commercial banking products and services to middle and retail segments; and financing and risk management solutions, and advisory services to corporate and institutional customers. In addition, it offers energy banking services, including treasury products; current/dom. services; credit facilities, including LPO financing, IDC, bonds, guarantees, and export; credit, agency backed financing solutions, note issuance facilities, FCY lending and hedging products; structured/project finance; loan syndication; E–banking services; auto notification services; card-based services; government payment and collection services; and in plant tellering services. Further, it provides mobile, Internet, and magic banking, as well as notification services; SME loans and advances, including working capital loans, SME asset finance, healthcare loans, creative industry finance, young entrepreneurs loans, and school loans, as well as SME accounts; business registration support services; international trade services; card solutions; merchant services; strategic advisory and research; and e-payment solutions. It offers trade, remittance, treasury management, custody, and cash management services. The company was founded in 1948 and is headquartered in Lagos, Nigeria.