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United Bank for Africa Plc Stock Price

NGSE:UBA Community·₦2.0t Market Cap
  • 1 Narratives written by author
  • 12 Comments on narratives written by author
  • 98 Fair Values set on narratives written by author

UBA Share Price Performance

₦45.00
10.60 (30.81%)
₦45.00
10.60 (30.81%)
Price ₦45.00

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Snowflake Analysis

Exceptional growth potential and undervalued.

1 Risk
3 Rewards

United Bank for Africa Plc Key Details

₦1.6t

Revenue

₦0

Cost of Revenue

₦1.6t

Gross Profit

₦1.2t

Other Expenses

₦328.3b

Earnings

Last Reported Earnings
Mar 31, 2026
Next Reporting Earnings
n/a
7.43
100.00%
21.09%
23.4%
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About UBA

Founded
1948
Employees
10821
CEO
Oliver Alawuba
WebsiteView website
www.ubagroup.com

United Bank for Africa Plc, together with its subsidiaries, provides corporate, commercial, and retail banking services in Nigeria, Africa, and internationally. The company operates through Corporate Banking, Retail/Commercial Banking, and Treasury and Financial Markets segments. It offers savings, current, salary, domiciliary, diaspora, and fixed deposit accounts, and UBA SME account, as well as asset-backed; solar financing; personal; senior citizens; SME green financing; and micro business loans. It also provides corporate banking financial solutions to multinationals, regional companies, state-owned companies, non-governmental organizations, international and multinational organizations, and financial institutions; retail/commercial banking products and services to middle and retail segments; and financing and risk management solutions, and advisory services to corporate and institutional customers. In addition, it offers energy banking services, including treasury products; current/dom. services; credit facilities, including LPO financing, IDC, bonds, guarantees, and export; credit, agency backed financing solutions, note issuance facilities, FCY lending and hedging products; structured/project finance; loan syndication; E–banking services; auto notification services; card-based services; government payment and collection services; and in plant tellering services. Further, it provides mobile, Internet, and magic banking, as well as notification services; SME loans and advances, including working capital loans, SME asset finance, healthcare loans, creative industry finance, young entrepreneurs loans, and school loans, as well as SME accounts; business registration support services; international trade services; card solutions; merchant services; strategic advisory and research; and e-payment solutions. It offers trade, remittance, treasury management, custody, and cash management services. The company was founded in 1948 and is headquartered in Lagos, Nigeria.

Recent UBA News & Updates

Narrative Update Apr 28

UBA Reports Moderated FY 2025 Earnings Amid Elevated Impairments and FX Volatility Despite Strong Balance Sheet Expansion

Executive Summary Analyst: Qudus Adebara (Research Analyst, DLM Securities) United Bank for Africa Plc delivered a mixed financial performance for the year ended December 31, 2025, characterized by strong growth in interest income and balance sheet expansion, but pressured profitability due to elevated credit impairments, FX losses, and higher operating costs. Gross earnings remained resilient, supported by a 10% YoY increase in interest income to ₦2.65 trillion.

Recent updates

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