United Bank for Africa Plc

NGSE:UBA Stock Report

Market Cap: ₦1.1t

United Bank for Africa Future Growth

Future criteria checks 1/6

United Bank for Africa is forecast to grow earnings and revenue by 6.6% and 4.5% per annum respectively. EPS is expected to grow by 7% per annum. Return on equity is forecast to be 25.2% in 3 years.

Key information

6.6%

Earnings growth rate

7.0%

EPS growth rate

Banks earnings growth-0.5%
Revenue growth rate4.5%
Future return on equity25.2%
Analyst coverage

Low

Last updated23 Jul 2024

Recent future growth updates

Recent updates

Earnings and Revenue Growth Forecasts

NGSE:UBA - Analysts future estimates and past financials data (NGN Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20262,699,267734,569N/AN/A2
12/31/20252,316,631578,189N/AN/A2
12/31/20241,936,607627,209N/AN/A2
9/30/20241,896,282661,632-4,790,351-4,711,037N/A
6/30/20241,595,689530,236-4,743,212-4,663,898N/A
3/31/20241,555,949683,434-5,569,610-5,549,520N/A
12/31/20231,349,320598,285-4,974,952-4,935,604N/A
9/30/20231,022,851495,577-2,993,110-2,948,501N/A
6/30/2023933,330473,351-2,088,669-2,035,568N/A
3/31/2023597,631176,934-891,617-848,769N/A
12/31/2022550,656165,451-604,097-561,274N/A
9/30/2022502,662127,244-150,985-119,273N/A
6/30/2022469,161125,62596,726129,713N/A
3/31/2022447,216119,249-141,984-103,746N/A
12/31/2021430,131115,883148,539189,250N/A
9/30/2021421,836132,637335,276373,957N/A
6/30/2021395,272121,87724,14663,068N/A
3/31/2021389,183113,088-322,617-285,110N/A
12/31/2020375,865105,909-585,195-537,430N/A
9/30/2020351,03280,715-1,443,801-1,391,771N/A
6/30/2020337,43872,902-1,470,653-1,425,284N/A
3/31/2020337,34486,609-969,197-930,522N/A
12/31/2019328,04186,220-799,788-774,682N/A
9/30/2019335,31695,764-255,492-227,640N/A
6/30/2019321,47488,897-53,910-30,040N/A
3/31/2019309,58880,437-276,323-251,315N/A
12/31/2018303,68975,359-72,784-50,472N/A
9/30/2018297,42974,445-144,195-128,174N/A
6/30/2018303,12375,312N/A-66,791N/A
3/31/2018300,30676,442N/A-71,657N/A
12/31/2017293,67075,004N/A-132,135N/A
9/30/2017292,99280,714N/A-78,252N/A
6/30/2017286,02984,362N/A-165,267N/A
3/31/2017262,24574,204N/A-419,728N/A
12/31/2016243,01669,404N/A-408,930N/A
9/30/2016217,11759,036N/A-295,765N/A
6/30/2016205,66853,718N/A79,004N/A
3/31/2016204,52058,672N/A312,601N/A
12/31/2015205,19058,604N/A197,002N/A
9/30/2015211,86361,871N/A-193,892N/A
6/30/2015204,60456,117N/A-475,704N/A
3/31/2015191,79751,356N/A-204,312N/A
12/31/2014185,87747,021N/A-121,362N/A
9/30/2014172,13542,133N/A-123,913N/A
6/30/2014164,95840,479N/A-291,657N/A
3/31/2014163,49442,929N/A-602,156N/A
12/31/2013162,96545,917N/A-508,178N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: UBA's forecast earnings growth (6.6% per year) is below the savings rate (13.8%).

Earnings vs Market: UBA's earnings (6.6% per year) are forecast to grow slower than the NG market (81% per year).

High Growth Earnings: UBA's earnings are forecast to grow, but not significantly.

Revenue vs Market: UBA's revenue (4.5% per year) is forecast to grow slower than the NG market (16.8% per year).

High Growth Revenue: UBA's revenue (4.5% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: UBA's Return on Equity is forecast to be high in 3 years time (25.2%)

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