United Bank for Africa Balance Sheet Health
Financial Health criteria checks 4/6
United Bank for Africa has total assets of NGN20,653.2B and total equity of NGN2,030.2B. Total deposits are NGN17,355.7B, and total loans are NGN5,549.6B.
Key information
10.2x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | ₦17.36t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 5.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | ₦3.92t |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UBA's Assets to Equity ratio (10.2x) is moderate.
Allowance for Bad Loans: UBA has a low allowance for bad loans (72%).
Low Risk Liabilities: 93% of UBA's liabilities are made up of primarily low risk sources of funding.
Loan Level: UBA has an appropriate level of Loans to Assets ratio (27%).
Low Risk Deposits: UBA's Loans to Deposits ratio (32%) is appropriate.
Level of Bad Loans: UBA has a high level of bad loans (5.8%).