Peoples Bancorp
Market Cap
US$621.1m
Last Updated
2019/08/24 23:44 UTC
Data Sources
Company Financials +
Executive Summary
Peoples Bancorp Inc. operates as the holding company for Peoples Bank that provides commercial and retail banking products and services.
Snowflake
Fundamentals
Flawless balance sheet established dividend payer.
Similar Companies
Share Price & News
How has Peoples Bancorp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Market Performance
7 Day Return
-4.8%
NasdaqGS:PEBO
-1.8%
US Banks
-1.6%
US Market
1 Year Return
-15.3%
NasdaqGS:PEBO
-16.1%
US Banks
-3.0%
US Market
PEBO matched the Banks industry (-16.1%) over the past year.
PEBO underperformed the Market in United States of America which returned -3% over the past year.
Share holder returns
| PEBO | Industry | Market | |
|---|---|---|---|
| 7 Day | -4.8% | -1.8% | -1.6% |
| 30 Day | -5.2% | -10.6% | -5.8% |
| 90 Day | -5.3% | -5.0% | 0.2% |
| 1 Year | -11.9%-15.3% | -13.7%-16.1% | -0.8%-3.0% |
| 3 Year | 40.5%27.7% | 37.9%28.5% | 38.0%29.1% |
| 5 Year | 47.8%27.0% | 49.4%33.2% | 50.8%34.1% |
Price Volatility Vs. Market
How volatile is Peoples Bancorp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
6 days ago | Simply Wall St
If You Had Bought Peoples Bancorp (NASDAQ:PEBO) Shares Three Years Ago You'd Have Made 38%2 weeks ago | Simply Wall St
Don't Ignore The Fact That This Insider Just Sold Some Shares In Peoples Bancorp Inc. (NASDAQ:PEBO)3 weeks ago | Simply Wall St
Be Sure To Check Out Peoples Bancorp Inc. (NASDAQ:PEBO) Before It Goes Ex-DividendValuation
Is Peoples Bancorp undervalued based on future cash flows and its price relative to the stock market?
29%
Discount to future cash flow value
Intrinsic Value Based on Future Cash Flows
Peoples Bancorp's share price is below the future cash flow value, and at a moderate discount (> 20%).
Peoples Bancorp's share price is below the future cash flow value, but not at a substantial discount (< 40%).
Price Based on Earnings
Peoples Bancorp is good value based on earnings compared to the US Banks industry average.
Peoples Bancorp is good value based on earnings compared to the United States of America market.
Price Based on Expected Growth
Peoples Bancorp is poor value based on expected growth next year.
Price Based on Value of Assets
Peoples Bancorp is good value based on assets compared to the US Banks industry average.
Next Steps
Future Growth
How is Peoples Bancorp expected to perform in the next 1 to 3 years based on estimates from 6 analysts?
10.8%
Forecasted annual earnings growth
Earnings and Revenue Growth Estimates
Future Annual Growth Analysis
Peoples Bancorp's revenue is expected to grow by 4.4% yearly, however this is not considered high growth (20% yearly).
Peoples Bancorp's earnings are expected to grow by 10.8% yearly, however this is not considered high growth (20% yearly).
Peoples Bancorp's revenue growth is positive but not above the United States of America market average.
Peoples Bancorp's earnings growth is positive but not above the United States of America market average.
Peoples Bancorp's earnings growth is expected to exceed the low risk savings rate of 2.7%.
Earnings per Share Growth Estimates
Future Return on Equity
Peoples Bancorp is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
Next Steps
Past Performance
How has Peoples Bancorp performed over the past 5 years?
28.3%
Historical annual earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
Peoples Bancorp has delivered over 20% year on year earnings growth in the past 5 years.
Peoples Bancorp's 1-year earnings growth is less than its 5-year average (27.9% vs 28.3%)
Peoples Bancorp's earnings growth has not exceeded the US Banks industry average in the past year (27.9% vs 33.1%).
Return on Equity
Peoples Bancorp has not efficiently used shareholders’ funds last year (Return on Equity less than 20%).
Return on Assets
Peoples Bancorp used its assets more efficiently than the US Banks industry average last year based on Return on Assets.
Return on Capital Employed
Unable to establish if Peoples Bancorp improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
Next Steps
Financial Health
How is Peoples Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Information is not available.
Information is not available.
Financial Institutions Analysis
Peoples Bancorp has an acceptable proportion of non-loan assets held.
Peoples Bancorp has a sufficient allowance for bad loans.
Peoples Bancorp's liabilities are made up of primarily low risk sources of funding.
Peoples Bancorp's level of assets compared to its equity is low (i.e. an appropriate level of borrowing to fund lending).
Loans at Peoples Bancorp are broadly funded by customer deposits.
Peoples Bancorp has an acceptable level of bad loans (less than 2%).
Next Steps
Dividend
What is Peoples Bancorp's current dividend yield, its reliability and sustainability?
4.48%
Expected Dividend Yield
Dividend Yield and Payments Analysis
Peoples Bancorp's pays a higher dividend yield than the bottom 25% of dividend payers in United States of America (1.52%).
Peoples Bancorp's dividend is above the markets top 25% of dividend payers in United States of America (3.93%).
Dividends per share have been volatile in the past 10 years (annual drop of over 20%).
Dividends per share have increased over the past 10 years.
Current Payout to Shareholders
Dividends paid are well covered by earnings (2x coverage).
Future Payout to Shareholders
Dividends after 3 years are expected to be well covered by earnings (2.2x coverage).
Next Steps
Management
What is the CEO of Peoples Bancorp's salary, the management and board of directors tenure and is there insider trading?
3.8yrs
Average management tenure
CEO
Chuck Sulerzyski (61yo)
8.3yrs
Tenure
US$1,399,576
Compensation
Mr. Charles W. Sulerzyski, also known as Chuck, has been the Chief Executive Officer and President of Peoples Bancorp Inc. and Peoples Bank since April 4, 2011. Mr. Sulerzyski served as the President of Gr ...
CEO Compensation Analysis
Chuck's remuneration is lower than average for companies of similar size in United States of America.
Chuck's compensation has increased by more than 20% in the past year whilst earnings grew less than 20%.
Management Age and Tenure
3.8yrs
Average Tenure
59yo
Average Age
The tenure for the Peoples Bancorp management team is about average.
Board Age and Tenure
6.1yrs
Average Tenure
61yo
Average Age
The tenure for the Peoples Bancorp board of directors is about average.
Insider Trading
Peoples Bancorp individual insiders have only sold shares in the past 3 months.
Recent Insider Transactions
| Entity | Individual |
| Role | Vice Chairman Vice Chairman of the Board |
| Shares | 6,072 |
| Max Price | US$32.39 |
| Entity | Individual |
| Role | Member of the Board of Directors Director |
| Shares | 366 |
| Max Price | US$32.89 |
| Entity | Individual |
| Role | Chief Executive Officer President |
| Shares | 6,000 |
| Max Price | US$31.92 |
| Entity | Individual |
| Role | Vice Chairman Vice Chairman of the Board |
| Shares | 8,184 |
| Max Price | US$32.94 |
| Entity | Individual |
| Role | Vice Chairman Vice Chairman of the Board |
| Shares | 2,000 |
| Max Price | US$31.50 |
| Entity | Individual |
| Role | Vice Chairman Vice Chairman of the Board |
| Shares | 2,000 |
| Max Price | US$32.06 |
| Entity | Individual |
| Role | Vice Chairman Vice Chairman of the Board |
| Shares | 1,000 |
| Max Price | US$31.97 |
| Entity | Individual |
| Role | Vice Chairman Vice Chairman of the Board |
| Shares | 3,000 |
| Max Price | US$32.65 |
| Entity | Individual |
| Role | Member of the Board of Directors Director |
| Shares | 65 |
| Max Price | US$32.00 |
| Entity | Individual |
| Role | Vice Chairman Vice Chairman of the Board |
| Shares | 8,662 |
| Max Price | US$34.15 |
Ownership Breakdown
Management Team
Carol Schneeberger (62yo)
Executive VP & Chief Administrative Officer
- Tenure: 8.1yrs
- Compensation: US$507.73k
Chuck Sulerzyski (61yo)
President
- Tenure: 8.3yrs
- Compensation: US$1.40m
Sandra DeLong
Vice President of Treasury Management and Public Funds
- Tenure: 0.0yrs
M. Kirkham
Executive VP
- Tenure: 0.0yrs
John Rogers (59yo)
Executive VP
- Tenure: 3.8yrs
- Compensation: US$602.70k
Robyn Stevens (50yo)
Executive VP & Chief Credit Officer
- Tenure: 3.2yrs
- Compensation: US$452.97k
Doug Wyatt (57yo)
Executive VP & Chief Commercial Banking Officer
- Tenure: 2.3yrs
- Compensation: US$506.05k
Amy Auch
Assistant Corporate Secretary
- Tenure: 0.0yrs
Anne Gilliland
Assistant Corporate Secretary
- Tenure: 0.0yrs
David Grossman
Controller
- Tenure: 0.0yrs
Board Members
Carl Baker (56yo)
Director Emeritus
- Tenure: 0.0yrs
- Compensation: US$9.59k
George Broughton (61yo)
Vice Chairman of the Board
- Tenure: 6.1yrs
- Compensation: US$74.22k
David Mead (64yo)
Chairman of the Board
- Tenure: 3.3yrs
- Compensation: US$107.61k
S. Beam (67yo)
Director
- Tenure: 4.4yrs
- Compensation: US$70.45k
Dave Dierker (61yo)
Director
- Tenure: 5.2yrs
- Compensation: US$86.34k
Brooke James (46yo)
Director
- Tenure: 4.4yrs
- Compensation: US$74.61k
Susan Rector (60yo)
Director
- Tenure: 8.0yrs
- Compensation: US$76.34k
Chuck Sulerzyski (61yo)
President
- Tenure: 8.3yrs
- Compensation: US$1.40m
Jim Huggins (62yo)
Director
- Tenure: 7.5yrs
- Compensation: US$81.61k
Tara Abraham (52yo)
Director
- Tenure: 7.3yrs
- Compensation: US$79.04k
Company Information
Peoples Bancorp Inc.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Peoples Bancorp Inc.
- Ticker: PEBO
- Exchange: NasdaqGS
- Founded: 1902
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$621.113m
- Shares outstanding: 20.41m
- Website: https://www.peoplesbancorp.com
Number of Employees
Location
- Peoples Bancorp Inc.
- 138 Putnam Street
- PO Box 738
- Marietta
- Ohio
- 45750
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| PEBO | NasdaqGS (Nasdaq Global Select) | Yes | Common Stock | US | USD | Dec 1990 |
Biography
Peoples Bancorp Inc. operates as the holding company for Peoples Bank that provides commercial and retail banking products and services. The company accepts various deposit products, including demand depos ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/08/24 23:44 |
| End of Day Share Price | 2019/08/23 00:00 |
| Earnings | 2019/06/30 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.