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Amalgamated Financial Corp.NasdaqGM:AMAL Stock Report

Market Cap US$802.7m
Share Price
US$27.08
My Fair Value
US$33
17.9% undervalued intrinsic discount
1Y-13.2%
7D-2.2%
Portfolio Value
View

Amalgamated Financial Corp.

NasdaqGM:AMAL Stock Report

Market Cap: US$802.7m

Amalgamated Financial (AMAL) Stock Overview

Operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. More details

AMAL fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance3/6
Financial Health6/6
Dividends2/6

AMAL Community Fair Values

Create Narrative

See what 6 others think this stock is worth. Follow their fair value or set your own to get alerts.

Amalgamated Financial Corp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Amalgamated Financial
Historical stock prices
Current Share PriceUS$27.08
52 Week HighUS$38.19
52 Week LowUS$25.03
Beta0.86
1 Month Change-5.51%
3 Month Change-18.80%
1 Year Change-13.21%
3 Year Change18.88%
5 Year Change126.23%
Change since IPO104.37%

Recent News & Updates

Amalgamated Financial: No Longer Attractively Priced Following The Tariff Announcements (Rating Downgrade)

Jun 14

Recent updates

Amalgamated Financial: No Longer Attractively Priced Following The Tariff Announcements (Rating Downgrade)

Jun 14

Amalgamated Financial: Margin To Lift Earnings, Buy

Mar 25

Amalgamated Financial: Still Bullish After Terrific Upside

Dec 30

Amalgamated Financial: A Positive Outlook Due To Political Deposits And Organic Loan Growth

Oct 04
User avatar

Mission-Driven Banking Strategy Boosts Deposits And Pioneers Climate Finance Growth

The mission-based banking model and focus on purpose-driven customers in specific sectors is enhancing deposit growth and net interest income.

Amalgamated Financial: Decent Enough

May 23

Amalgamated Financial's (NASDAQ:AMAL) Upcoming Dividend Will Be Larger Than Last Year's

Apr 27
Amalgamated Financial's (NASDAQ:AMAL) Upcoming Dividend Will Be Larger Than Last Year's

Amalgamated Financial: Earnings Outlook Remains Positive Thanks To Loans And Margin

Feb 21

Here's Why We Think Amalgamated Financial (NASDAQ:AMAL) Is Well Worth Watching

Jan 04
Here's Why We Think Amalgamated Financial (NASDAQ:AMAL) Is Well Worth Watching

Amalgamated Financial (NASDAQ:AMAL) Is Due To Pay A Dividend Of $0.10

Oct 29
Amalgamated Financial (NASDAQ:AMAL) Is Due To Pay A Dividend Of $0.10

Amalgamated Financial (NASDAQ:AMAL) Is Due To Pay A Dividend Of $0.10

Jul 29
Amalgamated Financial (NASDAQ:AMAL) Is Due To Pay A Dividend Of $0.10

If EPS Growth Is Important To You, Amalgamated Financial (NASDAQ:AMAL) Presents An Opportunity

Jul 19
If EPS Growth Is Important To You, Amalgamated Financial (NASDAQ:AMAL) Presents An Opportunity

Amalgamated Financial: Strong Earnings Growth Appears Priced In

Aug 26

Amalgamated Financial's (NASDAQ:AMAL) Upcoming Dividend Will Be Larger Than Last Year's

Jul 31
Amalgamated Financial's (NASDAQ:AMAL) Upcoming Dividend Will Be Larger Than Last Year's

Amalgamated Bank GAAP EPS of $0.63 beats by $0.08, revenue of $63.74M beats by $3.95M

Jul 28

Analysts Just Made A Captivating Upgrade To Their Amalgamated Financial Corp. (NASDAQ:AMAL) Forecasts

May 03
Analysts Just Made A Captivating Upgrade To Their Amalgamated Financial Corp. (NASDAQ:AMAL) Forecasts

Amalgamated Financial (NASDAQ:AMAL) Will Pay A Dividend Of US$0.08

May 01
Amalgamated Financial (NASDAQ:AMAL) Will Pay A Dividend Of US$0.08

Shareholder Returns

AMALUS BanksUS Market
7D-2.2%-2.5%1.2%
1Y-13.2%28.9%17.9%

Return vs Industry: AMAL underperformed the US Banks industry which returned 30.8% over the past year.

Return vs Market: AMAL underperformed the US Market which returned 18.7% over the past year.

Price Volatility

Is AMAL's price volatile compared to industry and market?
AMAL volatility
AMAL Average Weekly Movement4.3%
Banks Industry Average Movement3.5%
Market Average Movement6.4%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market3.0%

Stable Share Price: AMAL has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: AMAL's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1923429Priscilla Brownwww.amalgamatedbank.com

Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. The company accepts various deposit products, including non-interest-bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, time deposits, and certificates of deposit. It also provides residential real estate mortgage, commercial and industrial, commercial real estate, multifamily mortgage, consumer solar, and consumer and other loans.

Amalgamated Financial Corp. Fundamentals Summary

How do Amalgamated Financial's earnings and revenue compare to its market cap?
AMAL fundamental statistics
Market capUS$802.71m
Earnings (TTM)US$103.45m
Revenue (TTM)US$304.72m
7.9x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AMAL income statement (TTM)
RevenueUS$304.72m
Cost of RevenueUS$0
Gross ProfitUS$304.72m
Other ExpensesUS$201.28m
EarningsUS$103.45m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.44
Gross Margin100.00%
Net Profit Margin33.95%
Debt/Equity Ratio10.0%

How did AMAL perform over the long term?

See historical performance and comparison

Dividends

2.1%
Current Dividend Yield
16%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/03 14:36
End of Day Share Price 2025/10/03 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Amalgamated Financial Corp. is covered by 8 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jason GoldbergBarclays
Jason GoldbergBarclays
Steven AlexopoulosJ.P. Morgan