Amalgamated Financial Corp.

NasdaqGM:AMAL Stock Report

Market Cap: US$891.2m

Amalgamated Financial Balance Sheet Health

Financial Health criteria checks 6/6

Amalgamated Financial has total assets of $8.3B and total equity of $707.7M. Total deposits are $7.2B, and total loans are $4.6B. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $86.0M.

Key information

11.7x

Asset to equity ratio

3.5%

Net interest margin

Total deposits

US$7.18b

Loan to deposit ratio

Appropriate

Bad loans

0.6%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$85.96m

Recent financial health updates

No updates

Recent updates

Amalgamated Financial: Still Bullish After Terrific Upside

Dec 30

Amalgamated Financial: A Positive Outlook Due To Political Deposits And Organic Loan Growth

Oct 04

Amalgamated Financial: Decent Enough

May 23

Amalgamated Financial's (NASDAQ:AMAL) Upcoming Dividend Will Be Larger Than Last Year's

Apr 27
Amalgamated Financial's (NASDAQ:AMAL) Upcoming Dividend Will Be Larger Than Last Year's

Amalgamated Financial: Earnings Outlook Remains Positive Thanks To Loans And Margin

Feb 21

Here's Why We Think Amalgamated Financial (NASDAQ:AMAL) Is Well Worth Watching

Jan 04
Here's Why We Think Amalgamated Financial (NASDAQ:AMAL) Is Well Worth Watching

Amalgamated Financial (NASDAQ:AMAL) Is Due To Pay A Dividend Of $0.10

Oct 29
Amalgamated Financial (NASDAQ:AMAL) Is Due To Pay A Dividend Of $0.10

Amalgamated Financial (NASDAQ:AMAL) Is Due To Pay A Dividend Of $0.10

Jul 29
Amalgamated Financial (NASDAQ:AMAL) Is Due To Pay A Dividend Of $0.10

If EPS Growth Is Important To You, Amalgamated Financial (NASDAQ:AMAL) Presents An Opportunity

Jul 19
If EPS Growth Is Important To You, Amalgamated Financial (NASDAQ:AMAL) Presents An Opportunity

Amalgamated Financial: Strong Earnings Growth Appears Priced In

Aug 26

Amalgamated Financial's (NASDAQ:AMAL) Upcoming Dividend Will Be Larger Than Last Year's

Jul 31
Amalgamated Financial's (NASDAQ:AMAL) Upcoming Dividend Will Be Larger Than Last Year's

Amalgamated Bank GAAP EPS of $0.63 beats by $0.08, revenue of $63.74M beats by $3.95M

Jul 28

Analysts Just Made A Captivating Upgrade To Their Amalgamated Financial Corp. (NASDAQ:AMAL) Forecasts

May 03
Analysts Just Made A Captivating Upgrade To Their Amalgamated Financial Corp. (NASDAQ:AMAL) Forecasts

Amalgamated Financial (NASDAQ:AMAL) Will Pay A Dividend Of US$0.08

May 01
Amalgamated Financial (NASDAQ:AMAL) Will Pay A Dividend Of US$0.08

Amalgamated Financial's (NASDAQ:AMAL) Dividend Will Be US$0.08

Jan 30
Amalgamated Financial's (NASDAQ:AMAL) Dividend Will Be US$0.08

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: AMAL's Assets to Equity ratio (11.7x) is moderate.

Allowance for Bad Loans: AMAL has a sufficient allowance for bad loans (232%).

Low Risk Liabilities: 95% of AMAL's liabilities are made up of primarily low risk sources of funding.

Loan Level: AMAL has an appropriate level of Loans to Assets ratio (56%).

Low Risk Deposits: AMAL's Loans to Deposits ratio (64%) is appropriate.

Level of Bad Loans: AMAL has an appropriate level of bad loans (0.6%).


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/03/13 08:24
End of Day Share Price 2025/03/13 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Amalgamated Financial Corp. is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jason GoldbergBarclays
Jason GoldbergBarclays
Steven AlexopoulosJ.P. Morgan