Peoples Bancorp Past Earnings Performance
Past criteria checks 2/6
Peoples Bancorp has been growing earnings at an average annual rate of 15%, while the Banks industry saw earnings growing at 3.2% annually. Revenues have been growing at an average rate of 14.2% per year. Peoples Bancorp's return on equity is 9.2%, and it has net margins of 26.1%.
Key information
14.96%
Earnings growth rate
4.42%
EPS growth rate
| Banks Industry Growth | 11.18% |
| Revenue growth rate | 14.22% |
| Return on equity | 9.16% |
| Net Margin | 26.06% |
| Last Earnings Update | 31 Mar 2026 |
Recent past performance updates
Recent updates
PEBO: Future Dividend Strength And Acquisition Integration Will Shape Balanced Returns
Analysts have nudged their price target on Peoples Bancorp slightly higher to about $37, reflecting updated views on fair value, discount rate, revenue growth, profit margin, and future P/E after recent research updates from the Street. Analyst Commentary Bullish Takeaways Bullish analysts are comfortable lifting fair value estimates toward the mid US$30s, which suggests they see the current P/E as reasonable relative to the bank's earnings profile.PEBO: Future Dividend And Credit Costs Will Shape Balanced Return Potential
Analysts raised their price target on Peoples Bancorp by about $3 to roughly $37 per share, citing updated views on fair value, discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent Street research shows price targets rising into the high $30s, with analysts updating their fair value work around discount rates, revenue growth, profit margins, and future P/E assumptions.Peoples Bancorp: Citizens Acquisition Adds Scale In Attractive Fashion
Summary Peoples Bancorp delivered solid Q1 results, with margin expansion and a 2.4% dividend increase, reaching a new 52-week high. PEBO's acquisition of Citizens National enhances its deposit base, geographic presence, and interest margins while positioning it for future regulatory thresholds. Credit quality is improving, with reduced charge-offs and robust reserves, as PEBO prudently manages North Star Leasing exposure. I view PEBO as a suitable "Hold," offering an 8% upside plus a 4.8% yield, but M&A integration risks and valuation warrant patience. Read the full article on Seeking AlphaPeoples Bancorp: High And Sustainable Dividend Yield, Now Also Undervalued
Summary Peoples Bancorp's valuation has become more attractive after a recent market decline, prompting a rating upgrade to "buy" due to its high and sustainable dividend. The bank's loan portfolio grew by 4%, maintaining a low loan-to-deposit ratio of 83%, and deposits remain stable and low-cost. Despite a decline in loan yields, PEBO's asset quality is high, non-performing assets have decreased, and capital metrics have improved significantly. With a dividend yield of 5.73% and trading below its historical multiple, PEBO offers a compelling entry point for investors. Read the full article on Seeking AlphaPeoples Bancorp (NASDAQ:PEBO) Is Increasing Its Dividend To $0.41
Peoples Bancorp Inc. ( NASDAQ:PEBO ) has announced that it will be increasing its periodic dividend on the 19th of May...Peoples Bancorp: Loan Growth To Support Earnings - Buy
Summary After declining in the third quarter, Peoples Bancorp's loan growth will likely recover as the regional economies are in satisfactory condition. Interest rate cuts will pressure the margin because the balance sheet is asset-sensitive. I have not factored in new tariffs in my rate outlook due to a lack of clarity. The December 2025 target price suggests a moderate upside from the current market price. PEBO is offering a good dividend yield of 4.5% with a payout ratio of 46%. Read the full article on Seeking Alpha
Tech Investments And Loan Growth Propel Potential Amid Analysts' Caution Over Shrinking Margins
Strengthening customer deposit base through core deposit growth suggests lower funding costs and enhanced net interest margins.Peoples Bancorp: High And Sustainable Dividend Yield
Summary Peoples Bancorp is a small bank that is outperforming its peers in terms of net interest margin and funding costs. The bank has a strong liquidity position and is expected to see growth in premium finance, C&I, and CRE segments. PEBO's dividend yield is above the industry average, but its dividend growth prospects are uncertain due to recent slower growth rates. Read the full article on Seeking AlphaHere's What Analysts Are Forecasting For Peoples Bancorp Inc. (NASDAQ:PEBO) After Its First-Quarter Results
Peoples Bancorp Inc. ( NASDAQ:PEBO ) investors will be delighted, with the company turning in some strong numbers with...Peoples Bancorp (NASDAQ:PEBO) Is Increasing Its Dividend To $0.39
Peoples Bancorp Inc.'s ( NASDAQ:PEBO ) dividend will be increasing from last year's payment of the same period to $0.39...Peoples Bancorp (NASDAQ:PEBO) Will Pay A Larger Dividend Than Last Year At $0.39
Peoples Bancorp Inc.'s ( NASDAQ:PEBO ) dividend will be increasing from last year's payment of the same period to $0.39...If EPS Growth Is Important To You, Peoples Bancorp (NASDAQ:PEBO) Presents An Opportunity
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Does Peoples Bancorp (NASDAQ:PEBO) Deserve A Spot On Your Watchlist?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Revenue & Expenses Breakdown
How Peoples Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 26 | 424 | 110 | 224 | 0 |
| 31 Dec 25 | 417 | 106 | 224 | 0 |
| 30 Sep 25 | 413 | 101 | 221 | 0 |
| 30 Jun 25 | 412 | 103 | 219 | 0 |
| 31 Mar 25 | 419 | 111 | 215 | 0 |
| 31 Dec 24 | 423 | 116 | 214 | 0 |
| 30 Sep 24 | 501 | 123 | 214 | 0 |
| 30 Jun 24 | 506 | 123 | 211 | 0 |
| 31 Mar 24 | 499 | 116 | 204 | 0 |
| 31 Dec 23 | 412 | 113 | 208 | 0 |
| 30 Sep 23 | 387 | 106 | 179 | 0 |
| 30 Jun 23 | 361 | 100 | 170 | 0 |
| 31 Mar 23 | 344 | 104 | 161 | 0 |
| 31 Dec 22 | 345 | 101 | 158 | 0 |
| 30 Sep 22 | 330 | 102 | 155 | 0 |
| 30 Jun 22 | 294 | 70 | 153 | 0 |
| 31 Mar 22 | 265 | 55 | 147 | 0 |
| 31 Dec 21 | 241 | 47 | 126 | 0 |
| 30 Sep 21 | 217 | 40 | 126 | 0 |
| 30 Jun 21 | 214 | 56 | 113 | 0 |
| 31 Mar 21 | 200 | 51 | 106 | 0 |
| 31 Dec 20 | 176 | 34 | 106 | 0 |
| 30 Sep 20 | 169 | 29 | 101 | 0 |
| 30 Jun 20 | 173 | 33 | 103 | 0 |
| 31 Mar 20 | 186 | 38 | 103 | 0 |
| 31 Dec 19 | 202 | 53 | 104 | 0 |
| 30 Sep 19 | 198 | 52 | 99 | 0 |
| 30 Jun 19 | 194 | 50 | 96 | 0 |
| 31 Mar 19 | 188 | 49 | 96 | 0 |
| 31 Dec 18 | 181 | 46 | 92 | 0 |
| 30 Sep 18 | 176 | 41 | 91 | 0 |
| 30 Jun 18 | 172 | 39 | 88 | 0 |
| 31 Mar 18 | 168 | 41 | 83 | 0 |
| 31 Dec 17 | 165 | 38 | 83 | 0 |
| 30 Sep 17 | 161 | 37 | 83 | 0 |
| 30 Jun 17 | 157 | 34 | 82 | 0 |
| 31 Mar 17 | 155 | 32 | 82 | 0 |
| 31 Dec 16 | 153 | 31 | 81 | 0 |
| 30 Sep 16 | 145 | 26 | 82 | 0 |
| 30 Jun 16 | 139 | 23 | 80 | 0 |
| 31 Mar 16 | 136 | 20 | 81 | 0 |
| 31 Dec 15 | 131 | 11 | 79 | 0 |
| 30 Sep 15 | 131 | 12 | 75 | 0 |
| 30 Jun 15 | 128 | 13 | 72 | 0 |
Quality Earnings: PEBO has high quality earnings.
Growing Profit Margin: PEBO's current net profit margins (26.1%) are lower than last year (26.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PEBO's earnings have grown by 15% per year over the past 5 years.
Accelerating Growth: PEBO's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: PEBO had negative earnings growth (-0.4%) over the past year, making it difficult to compare to the Banks industry average (22.8%).
Return on Equity
High ROE: PEBO's Return on Equity (9.2%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/09 04:17 |
| End of Day Share Price | 2026/06/09 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Peoples Bancorp Inc. is covered by 11 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Cardenas | Brean Capital Historical (Janney Montgomery) |
| Stephen Moss | B. Riley Securities, Inc. |
| null null | D.A. Davidson & Co. |