U.S. Undervalued Stocks Based On Cash Flows

First Commonwealth Financial

Market Cap: US$1.7b

A financial holding company, provides various consumer and commercial banking products and services in the United States.

Investar Holding

Market Cap: US$225.5m

Operates as the bank holding company for Investar Bank that provides a range of commercial banking products to individuals, professionals, and small to medium-sized businesses in south Louisiana, southeast Texas, and Alabama in the United States.

AGNC Investment

Market Cap: US$10.6b

Provides private capital to housing market in the United States.

First Busey

Market Cap: US$2.1b

Operates as the bank holding company for Busey Bank that engages in the provision of retail and commercial banking products and services to individual, corporate, institutional, and governmental customers in the United States.

Horizon Bancorp

Market Cap: US$812.9m

Operates as the bank holding company for Horizon Bank that engages in the provision of commercial and retail banking services.

Alnylam Pharmaceuticals

Market Cap: US$59.1b

Alnylam Pharmaceuticals, Inc. discovers, develops, and commercializes therapeutics based on ribonucleic acid interference.

Midland States Bancorp

Market Cap: US$356.5m

Operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities.

Equity Bancshares

Market Cap: US$792.0m

Operates as the bank holding company for Equity Bank that provides a range of banking, mortgage banking, and financial services to individual and corporate customers.

Corpay

Market Cap: US$20.6b

Operates as a payments company that helps businesses and consumers manage vehicle-related expenses, lodging expenses, and corporate payments in the United States, Brazil, the United Kingdom, and internationally.

Atlassian

Market Cap: US$39.2b

Provides a collaboration software that enables organizations to connect all teams through a system of work that unlocks productivity at scale worldwide.

Northwest Bancshares

Market Cap: US$1.8b

Operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and business banking solutions in the United States.

First Advantage

Market Cap: US$2.6b

Provides employment background screening, identity, and verification solutions worldwide.

AbbVie

Market Cap: US$408.5b

A research-based biopharmaceutical company, engages in the research and development, manufacture, commercialization, and sale of medicines and therapies worldwide.

Dime Community Bancshares

Market Cap: US$1.3b

Operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services.

TowneBank

Market Cap: US$2.7b

Provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina.

Wix.com

Market Cap: US$7.5b

Operates a cloud-based web development platform for registered users and creators worldwide.

MoneyHero

Market Cap: US$62.8m

Operates a personal finance aggregation and comparison platform for banking, insurance, and other financial products.

Glaukos

Market Cap: US$5.0b

An ophthalmic pharmaceutical and medical technology company, develops therapies for the treatment of glaucoma, corneal disorders, and retinal diseases in the United States and internationally.

ChoiceOne Financial Services

Market Cap: US$422.1m

Operates as the bank holding company for ChoiceOne Bank that provides banking services in Michigan.

Tenable Holdings

Market Cap: US$3.6b

Provides cyber exposure management solutions in the Americas, Europe, the Middle East, Africa, the Asia Pacific, and Japan.

ACNB

Market Cap: US$458.5m

A financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States.

XPEL

Market Cap: US$953.9m

Manufactures, installs, sells, and distributes protective films, coatings and related services.

German American Bancorp

Market Cap: US$1.5b

Operates as a financial holding company for German American Bank that provides retail and commercial banking, and health management services.

Beacon Financial

Market Cap: US$848.8m

Operates as the bank holding company for Beacon Bank & Trust that provides various banking solutions in New England and New York, the United States.

Bar Harbor Bankshares

Market Cap: US$498.0m

Operates as the holding company for Bar Harbor Bank & Trust that provides banking and nonbanking products and services primarily to consumers and businesses.

Origin Bancorp

Market Cap: US$1.1b

Operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, and Mississippi.

Old National Bancorp

Market Cap: US$8.6b

Operates as the bank holding company for Old National Bank that provides consumer and commercial banking services in the United States.

NeuroPace

Market Cap: US$352.3m

Operates as a medical device company in the United States.

NBT Bancorp

Market Cap: US$2.2b

A financial holding company, provides commercial banking, retail banking, and wealth management services.

BILL Holdings

Market Cap: US$5.3b

Provides financial operations platform for small and midsize businesses worldwide.

Perfect

Market Cap: US$204.7m

An artificial intelligence software as a service company, provides artificial intelligence (AI)- and augmented reality (AR)-powered solutions for beauty, fashion, and skincare industries worldwide.

Trade Desk

Market Cap: US$26.2b

Operates as a technology company in the United States and internationally.

MetroCity Bankshares

Market Cap: US$688.0m

Operates as the bank holding company for Metro City Bank that provides banking products and services in the United States.

Heritage Financial

Market Cap: US$810.8m

Operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and individuals in the United States.

Gilat Satellite Networks

Market Cap: US$922.7m

Provides satellite-based broadband communication solutions in Israel, the United States, Peru, and internationally.

Crocs

Market Cap: US$4.4b

Designs, develops, manufactures, markets, distributes, and sells casual lifestyle footwear and accessories for men, women, and children under the Crocs and HEYDUDE Brands in the United States and internationally.