U.S. Strong Past Earnings Growth, P/E Ratio Below 20

First Guaranty Bancshares

Market Cap: US$129.3m

Operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas.

McRae Industries

Market Cap: US$111.1m

Manufactures, sells, and distributes boot products for the western/lifestyle and work boot markets.

Summit Bank Group

Market Cap: US$105.8m

Summit Bank Group, Inc., together with its subsidiaries, commercial banking, financing, real estate lending, and other services in Lane, Deschutes, Multnomah, and Washington counties in Oregon.

BNCCORP

Market Cap: US$102.0m

Operates as the bank holding company for BNC National Bank that provides commercial and retail banking, and wealth management services in the United States.

First Capital Bancshares

Market Cap: US$96.0m

Operates as a holding company for First Capital Bank that provides commercial banking services in the United States.

Espey Mfg. & Electronics

Market Cap: US$80.7m

A power electronics design and original equipment manufacturing company, designs, manufactures, and tests electronic equipment primarily for use in military and industrial applications in the United States.

National Capital Bancorp

Market Cap: US$80.4m

Operates as the bank holding for The National Capital Bank of Washington that provides various banking products and services to individuals and businesses in Washington.

Burnham Holdings

Market Cap: US$79.8m

Designs, manufactures, and sells boilers and related heating, ventilation, and air conditioning products and accessories for residential, commercial, and industrial applications in the United States, Canada, and Mexico.

First Reliance Bancshares

Market Cap: US$75.8m

Operates as the bank holding company for First Reliance Bank that provides banking products and services in North and South Carolina.

blueharbor bank

Market Cap: US$74.6m

Provides various banking products and services in North Carolina.

Bank of South Carolina

Market Cap: US$73.8m

Operates as a bank holding company for The Bank of South Carolina that provides financial products and services primarily in Charleston, Berkeley, and Dorchester counties of South Carolina.

George Risk Industries

Market Cap: US$73.4m

Designs, manufactures, and sells various electronic components worldwide.

Citizens Financial

Market Cap: US$54.2m

Operates as the bank holding company for Citizens Bank of West Virginia, Inc.

Highlands Bankshares

Market Cap: US$45.1m

Operates as the bank holding company for The Grant County Bank and Capon Valley Bank that provide various banking products and services for individuals and businesses.

Home Loan Financial

Market Cap: US$44.0m

A unitary thrift holding company, provides various banking products and services in the United States.

Partners Bank of California

Market Cap: US$44.0m

Provides various banking products and services to individuals and businesses in California.

Northeast Indiana Bancorp

Market Cap: US$43.7m

Operates as the bank holding company for First Federal Savings Bank that provides various banking and financial advisory services in the United States.

Optex Systems Holdings

Market Cap: US$43.2m

Manufactures and sells optical sighting systems and assemblies primarily for the U.S.

Lumbee Guaranty Bank

Market Cap: US$39.9m

Provides various financial products and services in the United States.

RBAZ Bancorp

Market Cap: US$38.5m

Operates as the bank holding company for Republic Bank of Arizona that provides various community banking products and services for individuals, businesses, and professionals in Arizona.

United-Guardian

Market Cap: US$38.3m

Develops, manufactures, sells, and markets specialty cosmetic ingredients, pharmaceutical products, medical lubricants, and sexual wellness ingredients in the United States and internationally.

Rave Restaurant Group

Market Cap: US$36.8m

Through its subsidiaries, engages in the operation and franchising of pizza buffet, delivery/carry-out, express restaurants, and ghost kitchens under the Pizza Inn and Pie Five trademarks in the United States and internationally.

Peoples Trust Company of St. Albans

Market Cap: US$33.8m

Provides various financial services to individuals, municipalities, commercial, and non-profit customers in northwestern Vermont, the United States.

Northumberland Bancorp

Market Cap: US$32.9m

Operates as a bank holding company for The Northumberland National Bank that provides various banking and financial services for personal and commercial customers.

Creative Global Technology Holdings

Market Cap: US$32.4m

An investment holding company, engages in sourcing and reselling recycled consumer electronic devices in Hong Kong.

Teton Advisors

Market Cap: US$26.2m

A publicly owned investment manager.

Pioneer Bankshares

Market Cap: US$25.3m

Operates as the bank holding company for Pioneer Bank, Inc.

AMB Financial

Market Cap: US$20.6m

Operates as the bank holding company for American Community Bank of Indiana that provides financial services to customers in Indiana.

Great American Bancorp

Market Cap: US$19.3m

Operates as a thrift holding company for First Federal Savings Bank of Champaign-Urbana that provides various banking and financial services to individual and corporate customers primarily in Champaign County, Illinois.

American Overseas Group

Market Cap: US$18.8m

Through its subsidiaries, provides property/casualty insurance and reinsurance products and services in Bermuda, Barbados, and the United States.

INLIF

Market Cap: US$18.4m

Through its subsidiaries, engages in the research, development, manufacture, and sale of injection molding machine-dedicated manipulator arms under the iNLIF brand name in the People’s Republic of China.

Crazy Woman Creek Bancorp

Market Cap: US$15.1m

Operates as the holding company for Buffalo Federal Bank that provides a range of banking products and services to individuals, families, and businesses in North-Central Wyoming.

Mercer Bancorp

Market Cap: US$14.8m

Operates as the bank holding company for Mercer Savings Bank that provides financial products and services to individuals and businesses in western Ohio.

Star Fashion Culture Holdings

Market Cap: US$14.1m

Provides content marketing solutions services in the People’s Republic of China.

VCI Global

Market Cap: US$13.1m

Provides business and technology consulting services in Malaysia.

Globavend Holdings

Market Cap: US$7.1m

Provides integrated cross-border logistics services, and air freight forwarding services in Hong Kong, Australia, and New Zealand.