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First Farmers and Merchants CorporationOTCPK:FFMH Stock Report

Market Cap US$228.8m
Share Price
US$57.75
US$85.73
32.6% undervalued intrinsic discount
1Y40.9%
7D0.9%
1D
Portfolio Value
View

First Farmers and Merchants Corporation

OTCPK:FFMH Stock Report

Market Cap: US$228.8m

First Farmers and Merchants (FFMH) Stock Overview

Operates as the bank holding company for First Farmers and Merchants Bank that provides a range of banking and financial services to individual and corporate customers in Middle Tennessee and Northern Alabama. More details

FFMH fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends4/6

FFMH Community Fair Values

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First Farmers and Merchants Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for First Farmers and Merchants
Historical stock prices
Current Share PriceUS$57.75
52 Week HighUS$57.75
52 Week LowUS$38.70
Beta0.51
1 Month Change5.00%
3 Month Change9.17%
1 Year Change40.85%
3 Year Change95.70%
5 Year Change69.85%
Change since IPO65.00%

Recent News & Updates

Recent updates

Shareholder Returns

FFMHUS BanksUS Market
7D0.9%-0.4%1.6%
1Y40.9%19.4%28.5%

Return vs Industry: FFMH exceeded the US Banks industry which returned 19.4% over the past year.

Return vs Market: FFMH exceeded the US Market which returned 28.5% over the past year.

Price Volatility

Is FFMH's price volatile compared to industry and market?
FFMH volatility
FFMH Average Weekly Movementn/a
Banks Industry Average Movement3.2%
Market Average Movement7.2%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.0%

Stable Share Price: FFMH's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine FFMH's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
1909n/aBrian Williamswww.myfirstfarmers.com

First Farmers and Merchants Corporation operates as the bank holding company for First Farmers and Merchants Bank that provides a range of banking and financial services to individual and corporate customers in Middle Tennessee and Northern Alabama. The company offers checking and savings accounts, retirement accounts, and certificates of deposit. Its loan portfolio includes home and commercial mortgages; home equity, auto, personal, and farm loans; credit cards; equipment and construction lending; equipment leasing; lines of credit; and other loan products.

First Farmers and Merchants Corporation Fundamentals Summary

How do First Farmers and Merchants's earnings and revenue compare to its market cap?
FFMH fundamental statistics
Market capUS$228.75m
Earnings (TTM)US$19.62m
Revenue (TTM)US$69.46m
11.7x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FFMH income statement (TTM)
RevenueUS$69.46m
Cost of RevenueUS$0
Gross ProfitUS$69.46m
Other ExpensesUS$49.83m
EarningsUS$19.62m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)4.95
Gross Margin100.00%
Net Profit Margin28.25%
Debt/Equity Ratio0%

How did FFMH perform over the long term?

See historical performance and comparison

Dividends

2.0%
Current Dividend Yield
17%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/31 13:04
End of Day Share Price 2026/05/26 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

First Farmers and Merchants Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.