First Farmers and Merchants Balance Sheet Health
Financial Health criteria checks 6/6
First Farmers and Merchants has total assets of $1.9B and total equity of $124.2M. Total deposits are $1.6B, and total loans are $1.0B.
Key information
15.2x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$1.57b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.07% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$71.12m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FFMH's Assets to Equity ratio (15.2x) is moderate.
Allowance for Bad Loans: FFMH has a sufficient allowance for bad loans (1331%).
Low Risk Liabilities: 89% of FFMH's liabilities are made up of primarily low risk sources of funding.
Loan Level: FFMH has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: FFMH's Loans to Deposits ratio (64%) is appropriate.
Level of Bad Loans: FFMH has an appropriate level of bad loans (0.1%).