CTUY Stock Overview

Operates as the holding company for the Century Next Bank that provides various banking products and services primarily to small and medium-sized businesses, professionals, and individuals in Louisiana and Arkansas. More details

CTUY fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	5/6
Financial Health	6/6
Dividends	3/6

Rewards

Trading at 28.9% below our estimate of its fair value

Earnings grew by 79.9% over the past year

Risk Analysis

Does not have a meaningful market cap ($80M)

My Notes

Capture your thoughts, links and company narrative

Century Next Financial Corporation Competitors

Southeastern Banking

OTCPK:SEBC

US$79.5m

Mountain Pacific Bancorp

OTCPK:MPCB

US$75.4m

Century Financial

OTCPK:CYFL

US$66.4m

Pinnacle Bankshares

OTCPK:PPBN

US$70.9m

Price History & Performance

Summary of share price highs, lows and changes for Century Next Financial
Historical stock prices
Current Share Price	US$44.70
52 Week High	US$44.70
52 Week Low	US$29.10
Beta	0.27
1 Month Change	18.73%
3 Month Change	16.86%
1 Year Change	53.34%
3 Year Change	28.08%
5 Year Change	40.10%
Change since IPO	371.39%

Recent updates

Shareholder Returns

	CTUY	US Banks	US Market
7D	11.8%	1.4%	1.2%
1Y	53.3%	41.1%	21.0%

Return vs Industry: CTUY exceeded the US Banks industry which returned 41.1% over the past year.

Return vs Market: CTUY exceeded the US Market which returned 21% over the past year.

Price Volatility

Is CTUY's price volatile compared to industry and market?
CTUY volatility
CTUY Average Weekly Movement	3.9%
Banks Industry Average Movement	3.8%
Market Average Movement	6.0%
10% most volatile stocks in US Market	18.5%
10% least volatile stocks in US Market	3.0%

Stable Share Price: CTUY has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine CTUY's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1905	n/a	Bill Hogan	www.cnext.bank

Century Next Financial Corporation operates as the holding company for the Century Next Bank that provides various banking products and services primarily to small and medium-sized businesses, professionals, and individuals in Louisiana and Arkansas. The company offers savings and checking accounts; personal, mortgage, reverse mortgage, construction, and business loans; home equity and business lines of credit; refinancing; and real estate lending to residential and commercial customers. It also provides remote deposit capture services; cash management services, including employee payroll and electronic federal tax payment system, as well as consumer or business drafts or payment services; safe deposit boxes; online and mobile banking services; fraud protection services; gift and credit cards; and merchant, night deposit, cashier’s check, notary, and other services.

Century Next Financial Corporation Fundamentals Summary

How do Century Next Financial's earnings and revenue compare to its market cap?
CTUY fundamental statistics
Market cap	US$80.25m
Earnings (TTM)	US$12.14m
Revenue (TTM)	US$35.99m

6.8x

P/E Ratio

1.0x

P/B Ratio

Is CTUY overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CTUY income statement (TTM)
Revenue	US$35.99m
Cost of Revenue	US$0
Gross Profit	US$35.99m
Other Expenses	US$23.85m
Earnings	US$12.14m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	6.62
Gross Margin	100.00%
Net Profit Margin	33.74%
Debt/Equity Ratio	10.2%

How did CTUY perform over the long term?

See historical performance and comparison

Dividends

0.9%

Current Dividend Yield

6%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/11 00:16
End of Day Share Price	2025/02/11 00:00
Earnings	2024/12/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Century Next Financial Corporation is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Century Next Financial OTCPK:CTUY Stock Report