Century Next Financial (OTCPK:CTUY) - Stock Price, News & Analysis

CTUY Stock Overview

Operates as the holding company for the Century Next Bank that provides various banking products and services primarily to small and medium-sized businesses, professionals, and individuals in Louisiana and Arkansas. More details

CTUY fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	5/6
Financial Health	6/6
Dividends	3/6

Rewards

Trading at 42.1% below our estimate of its fair value

Earnings grew by 93.2% over the past year

Risk Analysis

Shares are highly illiquid

Does not have a meaningful market cap ($69M)

Century Next Financial Corporation Competitors

Southeastern Banking

OTCPK:SEBC

US$70.2m

Pinnacle Bankshares

OTCPK:PPBN

US$67.7m

Broadway Financial

NasdaqCM:BYFC

US$59.6m

blueharbor bank

OTCPK:BLHK

US$62.4m

Price History & Performance

Summary of all time highs, changes and price drops for Century Next Financial
Historical stock prices
Current Share Price	US$38.72
52 Week High	US$38.75
52 Week Low	US$28.52
Beta	0.28
11 Month Change	6.81%
3 Month Change	13.88%
1 Year Change	33.52%
33 Year Change	13.88%
5 Year Change	16.16%
Change since IPO	308.33%

Recent updates

Shareholder Returns

	CTUY	US Banks	US Market
7D	1.2%	0.8%	0.3%
1Y	33.5%	55.5%	31.1%

Return vs Industry: CTUY underperformed the US Banks industry which returned 53.3% over the past year.

Return vs Market: CTUY exceeded the US Market which returned 30.3% over the past year.

Price Volatility

Is CTUY's price volatile compared to industry and market?
CTUY volatility
CTUY Average Weekly Movement	n/a
Banks Industry Average Movement	5.1%
Market Average Movement	6.2%
10% most volatile stocks in US Market	15.8%
10% least volatile stocks in US Market	3.1%

Stable Share Price: CTUY's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine CTUY's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1905	n/a	Bill Hogan	www.cnext.bank

Century Next Financial Corporation operates as the holding company for the Century Next Bank that provides various banking products and services primarily to small and medium-sized businesses, professionals, and individuals in Louisiana and Arkansas. The company offers savings and checking accounts; personal, mortgage, reverse mortgage, construction, and business loans; home equity and business lines of credit; refinancing; and real estate lending to residential and commercial customers. It also provides remote deposit capture services; cash management services, including employee payroll and electronic federal tax payment system, as well as consumer or business drafts or payment services; safe deposit boxes; online and mobile banking services; fraud protection services; gift and credit cards; and merchant, night deposit, cashier’s check, notary, and other services.

Century Next Financial Corporation Fundamentals Summary

How do Century Next Financial's earnings and revenue compare to its market cap?
CTUY fundamental statistics
Market cap	US$68.87m
Earnings (TTM)	US$10.98m
Revenue (TTM)	US$34.19m

6.4x

P/E Ratio

0.9x

P/B Ratio

Is CTUY overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CTUY income statement (TTM)
Revenue	US$34.19m
Cost of Revenue	US$0
Gross Profit	US$34.19m
Other Expenses	US$23.22m
Earnings	US$10.98m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	6.07
Gross Margin	100.00%
Net Profit Margin	32.10%
Debt/Equity Ratio	10.3%

How did CTUY perform over the long term?

See historical performance and comparison

Dividends

1.1%

Current Dividend Yield

7%

Payout Ratio

Century Next Financial OTCPK:CTUY Stock Report