STEL Stock Overview
Operates as the bank holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers.
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Stellar Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$26.97 |
| 52 Week High | US$29.04 |
| 52 Week Low | US$20.32 |
| Beta | 0.85 |
| 11 Month Change | -3.44% |
| 3 Month Change | 17.72% |
| 1 Year Change | 25.73% |
| 33 Year Change | 1.16% |
| 5 Year Change | 0.15% |
| Change since IPO | -6.06% |
Recent News & Updates
Shareholder Returns
| STEL | US Banks | US Market | |
|---|---|---|---|
| 7D | 4.3% | 1.7% | 0.1% |
| 1Y | 25.7% | 40.0% | 24.9% |
Return vs Industry: STEL underperformed the US Banks industry which returned 41.2% over the past year.
Return vs Market: STEL matched the US Market which returned 25.9% over the past year.
Price Volatility
| STEL volatility | |
|---|---|
| STEL Average Weekly Movement | 4.7% |
| Banks Industry Average Movement | 4.8% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 15.1% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: STEL has not had significant price volatility in the past 3 months.
Volatility Over Time: STEL's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2007 | 980 | Bob Franklin | ir.stellarbancorpinc.com |
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers. It accepts deposit products, including checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits; and certificates of deposit. The company’s loan portfolio comprises commercial and industrial loans; commercial real estate loans, including multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans comprising 1-4 family residential mortgage loans, such as home equity and home improvement loans, and home equity lines of credit; residential construction loans; and consumer and other loans.
Stellar Bancorp, Inc. Fundamentals Summary
| STEL fundamental statistics | |
|---|---|
| Market cap | US$1.44b |
| Earnings (TTM) | US$114.07m |
| Revenue (TTM) | US$433.95m |
12.7x
P/E Ratio0.9x
P/B RatioIs STEL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| STEL income statement (TTM) | |
|---|---|
| Revenue | US$433.95m |
| Cost of Revenue | US$0 |
| Gross Profit | US$433.95m |
| Other Expenses | US$319.87m |
| Earnings | US$114.07m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.13 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.29% |
| Debt/Equity Ratio | 22.8% |
How did STEL perform over the long term?
See historical performance and comparisonDividends
1.9%
Current Dividend Yield24%
Payout RatioDoes STEL pay a reliable dividends?
See STEL dividend history and benchmarks| Stellar Bancorp dividend dates | |
|---|---|
| Ex Dividend Date | Sep 13 2024 |
| Dividend Pay Date | Sep 30 2024 |
| Days until Ex dividend | 17 days |
| Days until Dividend pay date | 34 days |
Does STEL pay a reliable dividends?
See STEL dividend history and benchmarks