Stellar Bancorp Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of STEL?
Owner Type	Number of Shares	Ownership Percentage
State or Government	11,068	0.0218%
Private Companies	29,531	0.0582%
Individual Insiders	4,789,742	9.44%
General Public	14,338,761	28.2%
Institutions	31,590,490	62.2%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 58.55% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
13.2%	BlackRock, Inc.	6,708,303	US$249.1m	-1.21%	no data
6.45%	The Vanguard Group, Inc.	3,275,827	US$121.7m	0.58%	no data
4.53%	Dimensional Fund Advisors LP	2,298,419	US$85.4m	2.13%	0.01%
4.32%	State Street Global Advisors, Inc.	2,190,828	US$81.4m	3.49%	no data
3.61%	North Reef Capital Management LP	1,829,937	US$68.0m	18.8%	2.93%
2.58%	Joe Penland	1,309,956	US$48.7m	0%	no data
2.53%	John Williams	1,285,816	US$47.8m	0%	no data
2.53%	Luther King Capital Management Corporation	1,283,086	US$47.7m	0%	0.19%
2.44%	Millennium Management LLC	1,237,830	US$46.0m	34.6%	0.03%
2.28%	William Blair Investment Management, LLC	1,154,945	US$42.9m	8.08%	0.05%
2.18%	Geode Capital Management, LLC	1,109,028	US$41.2m	1.14%	no data
1.5%	Northern Trust Global Investments	760,311	US$28.2m	0.15%	no data
1.45%	American Century Investment Management Inc	734,139	US$27.3m	-0.48%	0.01%
1.27%	BNY Asset Management	646,117	US$24.0m	60.9%	no data
1.19%	Bridgeway Capital Management, LLC	603,352	US$22.4m	4.16%	0.31%
1.02%	Steven Retzloff	515,718	US$19.2m	14.1%	no data
0.85%	Charles Schwab Investment Management, Inc.	429,693	US$16.0m	0%	no data
0.78%	Robert Franklin	396,285	US$14.7m	37.1%	no data
0.75%	Wellington Management Group LLP	380,576	US$14.1m	-40.6%	no data
0.66%	Joseph Swinbank	333,310	US$12.4m	0%	no data
0.56%	Invesco Capital Management LLC	282,508	US$10.5m	20.7%	no data
0.55%	HighTower Advisors, LLC	279,101	US$10.4m	-2.47%	0.01%
0.45%	Penland Foundation	227,170	US$8.4m	0%	100.0%
0.44%	Principal Global Investors, LLC	223,199	US$8.3m	-1.78%	no data
0.44%	The Goldman Sachs Group, Inc.	222,913	US$8.3m	0%	no data

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/02/02 19:16
End of Day Share Price	2026/01/30 00:00
Earnings	2025/12/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Stellar Bancorp, Inc. is covered by 9 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Bryce Rowe	Baird
John Rodis	Brean Capital
Catherine Summerson Mealor	Keefe, Bruyette, & Woods