Stellar Bancorp, Inc.

NYSE:STEL Stock Report

Market Cap: US$2.0b

Stellar Bancorp Dividends and Buybacks

Dividend criteria checks 3/6

Stellar Bancorp is a dividend paying company with a current yield of 1.56% that is well covered by earnings.

Key information

1.6%

Dividend yield

3.3%

Buyback Yield

Total Shareholder Yield4.9%
Future Dividend Yield1.6%
Dividend Growth11.6%
Next dividend pay daten/a
Ex dividend daten/a
Dividend per sharen/a
Payout ratio29%

Recent dividend and buyback updates

Stellar Bancorp (NYSE:STEL) Is Increasing Its Dividend To $0.15

Nov 25
Stellar Bancorp (NYSE:STEL) Is Increasing Its Dividend To $0.15

Recent updates

Competitive Loan Growth And Funding Pressures Will Constrain Long Term Performance

Catalysts About Stellar Bancorp Stellar Bancorp operates a regional banking platform focused on relationship banking, with an emphasis on loans and deposits across its Texas markets. What are the underlying business or industry changes driving this perspective?

Stellar Bancorp (NYSE:STEL) Is Increasing Its Dividend To $0.15

Nov 25
Stellar Bancorp (NYSE:STEL) Is Increasing Its Dividend To $0.15

Stellar Bancorp (NYSE:STEL) Is Increasing Its Dividend To $0.14

Nov 27
Stellar Bancorp (NYSE:STEL) Is Increasing Its Dividend To $0.14
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Critical Shifts And High Costs Spell Trouble For Bank's Future Earnings

Strategic emphasis on maintaining strong capital and adjusting loan portfolios may suppress future earnings growth and impact return on equity.

Stellar Bancorp (NYSE:STEL) Has Announced A Dividend Of $0.13

Aug 27
Stellar Bancorp (NYSE:STEL) Has Announced A Dividend Of $0.13

Stellar Bancorp (NYSE:STEL) Is Paying Out A Dividend Of $0.13

May 27
Stellar Bancorp (NYSE:STEL) Is Paying Out A Dividend Of $0.13

Stellar Bancorp (NYSE:STEL) Will Pay A Dividend Of $0.13

Nov 23
Stellar Bancorp (NYSE:STEL) Will Pay A Dividend Of $0.13

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: STEL has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: STEL's dividend payments have increased, but the company has only paid a dividend for 6 years.


Dividend Yield vs Market

Stellar Bancorp Dividend Yield vs Market
How does STEL dividend yield compare to the market?
SegmentDividend Yield
Company (STEL)1.6%
Market Bottom 25% (US)1.4%
Market Top 25% (US)4.2%
Industry Average (Banks)2.4%
Analyst forecast (STEL) (up to 3 years)1.6%

Notable Dividend: STEL's dividend (1.56%) is higher than the bottom 25% of dividend payers in the US market (1.36%).

High Dividend: STEL's dividend (1.56%) is low compared to the top 25% of dividend payers in the US market (4.17%).


Current Payout to Shareholders

Earnings Coverage: With its reasonably low payout ratio (28.7%), STEL's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: STEL's dividends in 3 years are forecast to be well covered by earnings (26.6% payout ratio).


Discover strong dividend paying companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/02/17 08:15
End of Day Share Price 2026/02/13 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Stellar Bancorp, Inc. is covered by 9 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bryce RoweBaird
John RodisBrean Capital (formerly Janney Montgomery)
Catherine Summerson MealorKeefe, Bruyette, & Woods