STEL Stock Overview
Operates as the bank holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Community Narratives
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Stellar Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$31.87 |
| 52 Week High | US$32.36 |
| 52 Week Low | US$21.27 |
| Beta | 0.82 |
| 11 Month Change | 20.90% |
| 3 Month Change | 20.99% |
| 1 Year Change | 34.76% |
| 33 Year Change | 11.63% |
| 5 Year Change | 8.51% |
| Change since IPO | 11.01% |
Recent News & Updates
Shareholder Returns
| STEL | US Banks | US Market | |
|---|---|---|---|
| 7D | 7.7% | 3.1% | 2.2% |
| 1Y | 34.8% | 60.1% | 32.6% |
Return vs Industry: STEL underperformed the US Banks industry which returned 57.7% over the past year.
Return vs Market: STEL exceeded the US Market which returned 31.6% over the past year.
Price Volatility
| STEL volatility | |
|---|---|
| STEL Average Weekly Movement | 5.1% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 15.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: STEL has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: STEL's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2007 | 980 | Bob Franklin | ir.stellarbancorpinc.com |
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers. It accepts deposit products, including checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits; and certificates of deposit. The company’s loan portfolio comprises commercial and industrial loans; commercial real estate loans, including multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans comprising 1-4 family residential mortgage loans, such as home equity and home improvement loans, and home equity lines of credit; residential construction loans; and consumer and other loans.
Stellar Bancorp, Inc. Fundamentals Summary
| STEL fundamental statistics | |
|---|---|
| Market cap | US$1.66b |
| Earnings (TTM) | US$117.06m |
| Revenue (TTM) | US$438.64m |
14.5x
P/E Ratio1.0x
P/B RatioIs STEL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| STEL income statement (TTM) | |
|---|---|
| Revenue | US$438.64m |
| Cost of Revenue | US$0 |
| Gross Profit | US$438.64m |
| Other Expenses | US$321.58m |
| Earnings | US$117.06m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.19 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.69% |
| Debt/Equity Ratio | 10.7% |
How did STEL perform over the long term?
See historical performance and comparison