3 Dividend Stocks In US Offering Yields Up To 3.7%

As the U.S. stock market reaches record highs following a post-election rally, investor optimism is buoyed by favorable economic conditions and recent policy shifts. In this environment, dividend stocks can offer a compelling opportunity for those seeking steady income streams amidst market exuberance.

Top 10 Dividend Stocks In The United States

Name	Dividend Yield	Dividend Rating
Peoples Bancorp (NasdaqGS:PEBO)	4.47%	★★★★★★
Isabella Bank (OTCPK:ISBA)	4.86%	★★★★★★
Interpublic Group of Companies (NYSE:IPG)	4.46%	★★★★★★
BCB Bancorp (NasdaqGM:BCBP)	4.89%	★★★★★★
Columbia Banking System (NasdaqGS:COLB)	4.57%	★★★★★★
Dillard's (NYSE:DDS)	5.41%	★★★★★★
First Interstate BancSystem (NasdaqGS:FIBK)	5.54%	★★★★★★
Ennis (NYSE:EBF)	4.52%	★★★★★★
Citizens & Northern (NasdaqCM:CZNC)	5.46%	★★★★★★
Heritage Commerce (NasdaqGS:HTBK)	4.79%	★★★★★★

Click here to see the full list of 132 stocks from our Top US Dividend Stocks screener.

We'll examine a selection from our screener results.

OceanFirst Financial (NasdaqGS:OCFC)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: OceanFirst Financial Corp., with a market cap of $1.18 billion, operates as the bank holding company for OceanFirst Bank N.A., providing various banking services.

Operations: OceanFirst Financial Corp. generates revenue primarily through its Community Banking Operations, which amounts to $380.97 million.

Dividend Yield: 3.8%

OceanFirst Financial's dividend payments have been stable and growing over the past decade, supported by a low payout ratio of 45.9%, indicating strong coverage by earnings. Although its dividend yield of 3.8% is below the top quartile in the US market, it remains attractive due to its reliability and stability. The company trades at a discount to fair value, enhancing its appeal as a value investment. Recent earnings growth supports continued dividend sustainability.

• Navigate through the intricacies of OceanFirst Financial with our comprehensive dividend report here.
• Our expertly prepared valuation report OceanFirst Financial implies its share price may be lower than expected.

United Bankshares (NasdaqGS:UBSI)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: United Bankshares, Inc. operates through its subsidiaries to offer commercial and retail banking products and services in the United States, with a market cap of approximately $5.62 billion.

Operations: United Bankshares, Inc. generates revenue primarily from its Community Banking segment, which accounts for $977.69 million.

Dividend Yield: 3.4%

United Bankshares offers a stable dividend profile, with a consistent increase over 50 years and recent annual dividends totaling US$1.48 per share for 2024. The payout ratio stands at 55.9%, indicating dividends are well-covered by earnings, with forecasts suggesting continued coverage in three years. Despite a dividend yield of 3.44% being lower than the top quartile in the US market, its reliability is appealing to investors seeking steady income streams. The stock trades below estimated fair value, enhancing its attractiveness as an investment option.

• Take a closer look at United Bankshares' potential here in our dividend report.
• The analysis detailed in our United Bankshares valuation report hints at an deflated share price compared to its estimated value.

Westamerica Bancorporation (NasdaqGS:WABC)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: Westamerica Bancorporation is a bank holding company for Westamerica Bank, offering diverse banking products and services to individual and commercial clients, with a market capitalization of approximately $1.51 billion.

Operations: Westamerica Bancorporation generates its revenue primarily through its banking operations, amounting to $304.04 million.

Dividend Yield: 3%

Westamerica Bancorporation's dividend payments have been stable and growing over the past decade, supported by a low payout ratio of 32.1%, ensuring dividends are well-covered by earnings. The recent quarterly dividend of US$0.44 per share underscores its commitment to shareholder returns, though its yield of 3.01% is below the top quartile in the US market. Despite declining earnings forecasts, dividends remain sustainable with future coverage expected at a 44.3% payout ratio.

• Unlock comprehensive insights into our analysis of Westamerica Bancorporation stock in this dividend report.
• The valuation report we've compiled suggests that Westamerica Bancorporation's current price could be quite moderate.

Key Takeaways

• Delve into our full catalog of 132 Top US Dividend Stocks here.
• Are these companies part of your investment strategy? Use Simply Wall St to consolidate your holdings into a portfolio and gain insights with our comprehensive analysis tools.
• Enhance your investing ability with the Simply Wall St app and enjoy free access to essential market intelligence spanning every continent.

Interested In Other Possibilities?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
• Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
• Find companies with promising cash flow potential yet trading below their fair value.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com