3 Promising Value Stocks Estimated To Be 13.1% To 46.3% Below Intrinsic Value

As the U.S. stock market faces a challenging period with looming tariffs and significant selloffs, investors are increasingly focused on identifying opportunities amidst the broader economic concerns. In such an environment, finding stocks that are trading below their intrinsic value can be particularly appealing, offering potential for long-term growth even as major indices like the S&P 500 and Nasdaq experience notable declines.

Top 10 Undervalued Stocks Based On Cash Flows In The United States

Click here to see the full list of 198 stocks from our Undervalued US Stocks Based On Cash Flows screener.

Here's a peek at a few of the choices from the screener.

Inter & Co (NasdaqGS:INTR)

Overview: Inter & Co, Inc., with a market cap of $2.48 billion, operates through its subsidiaries in banking and spending, investments, and insurance brokerage businesses.

Operations: The company's revenue segments include Banking & Spending at R$3.85 billion, Inter Shop at R$322.10 million, Investments at R$255.68 million, and Insurance Brokerage at R$188.38 million.

Estimated Discount To Fair Value: 24.3%

Inter & Co. is trading at US$5.65, below its estimated fair value of US$7.46, indicating it may be undervalued based on cash flows. The company reported significant earnings growth with net income rising to BRL 907.13 million in 2024 from BRL 302.34 million the previous year and plans a dividend payout of US$0.08 per share in February 2025, despite having a high bad loans ratio of 8.4%.

• Upon reviewing our latest growth report, Inter & Co's projected financial performance appears quite optimistic.
• Delve into the full analysis health report here for a deeper understanding of Inter & Co.

Green Dot (NYSE:GDOT)

Overview: Green Dot Corporation is a financial technology and registered bank holding company offering diverse financial services to consumers and businesses in the United States, with a market cap of approximately $453.36 million.

Operations: The company's revenue segments include Consumer Services at $402.46 million, Money Movement Service generating $217.66 million, and Business to Business (B2B) Services contributing $1.08 billion.

Estimated Discount To Fair Value: 13.1%

Green Dot Corporation is trading at US$8.36, slightly below its estimated fair value of US$9.63, suggesting potential undervaluation based on cash flows. The company reported a turnaround with net income of US$5.1 million for Q4 2024, compared to a loss the previous year. Despite recent executive changes and being dropped from several S&P indices, Green Dot's strategic partnerships and revenue growth forecast above the market average highlight its financial resilience amidst challenges.

• The growth report we've compiled suggests that Green Dot's future prospects could be on the up.
• Dive into the specifics of Green Dot here with our thorough financial health report.

UMH Properties (NYSE:UMH)

Overview: UMH Properties, Inc., established in 1968, is a public equity REIT that owns and operates 135 manufactured home communities with around 25,800 developed homesites and has a market cap of approximately $1.54 billion.

Operations: The company generates revenue primarily from the ownership and operation of manufactured home communities, amounting to $240.18 million.

Estimated Discount To Fair Value: 46.3%

UMH Properties is trading at US$18.7, significantly below its estimated fair value of US$34.85, indicating potential undervaluation based on cash flows. The company recently acquired two fully occupied communities for US$24.6 million and reported substantial net income growth to US$21.64 million in 2024 from the previous year. However, shareholder dilution remains a concern, and interest payments are not well covered by earnings despite a strong forecasted annual profit growth of over 54%.

• Our comprehensive growth report raises the possibility that UMH Properties is poised for substantial financial growth.
• Unlock comprehensive insights into our analysis of UMH Properties stock in this financial health report.

Taking Advantage

• Discover the full array of 198 Undervalued US Stocks Based On Cash Flows right here.
• Are any of these part of your asset mix? Tap into the analytical power of Simply Wall St's portfolio to get a 360-degree view on how they're shaping up.
• Unlock the power of informed investing with Simply Wall St, your free guide to navigating stock markets worldwide.

Contemplating Other Strategies?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
• Diversify your portfolio with solid dividend payers offering reliable income streams to weather potential market turbulence.
• Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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