Top 3 Dividend Stocks To Consider

In the midst of a volatile U.S. market, where major indices like the Dow Jones and S&P 500 are experiencing significant fluctuations due to ongoing tariff uncertainties, investors are seeking stability and reliable income streams. In such turbulent times, dividend stocks can offer a measure of reassurance by providing consistent returns through regular payouts, making them an attractive option for those looking to navigate economic unpredictability.

Top 10 Dividend Stocks In The United States

Click here to see the full list of 176 stocks from our Top US Dividend Stocks screener.

Let's explore several standout options from the results in the screener.

ACNB (NasdaqCM:ACNB)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: ACNB Corporation is a financial holding company providing banking, insurance, and financial services to individual, business, and government customers in the United States with a market cap of $406.21 million.

Operations: ACNB Corporation generates its revenue primarily from banking services, which account for $102.39 million, and insurance services, contributing $9.76 million.

Dividend Yield: 3.3%

ACNB Corporation offers a stable dividend profile with recent increases, as evidenced by a 6.7% rise to US$0.32 per share, resulting in approximately US$3.38 million in payouts for Q1 2025. The dividend is well-covered by earnings, with a current payout ratio of 33.6%, and forecasted to remain sustainable at 28.8% in three years. Despite modest earnings growth of 0.5%, the company maintains reliable dividends over the past decade amidst strategic board changes post-acquisition of Traditions Bancorp Inc.

• Get an in-depth perspective on ACNB's performance by reading our dividend report here.
• Our expertly prepared valuation report ACNB implies its share price may be lower than expected.

Citizens & Northern (NasdaqCM:CZNC)

Simply Wall St Dividend Rating: ★★★★★★

Overview: Citizens & Northern Corporation, with a market cap of $295.09 million, operates as the bank holding company for Citizens & Northern Bank, offering a range of banking and related services to individual and corporate customers.

Operations: Citizens & Northern Corporation generates revenue primarily from its Community Banking segment, which accounts for $106.13 million.

Dividend Yield: 5.9%

Citizens & Northern Corporation maintains a stable and growing dividend, recently affirming a US$0.28 per share payout. The dividend yield of 5.87% places it among the top 25% in the US market, with payouts reliably covered by earnings at a 66.4% ratio and forecasted to improve to 55.6%. Despite low bad loan allowances, its valuation appears attractive, trading significantly below estimated fair value while reporting notable earnings growth from US$4.26 million to US$8.17 million year-over-year for Q4 2024.

• Click here to discover the nuances of Citizens & Northern with our detailed analytical dividend report.
• According our valuation report, there's an indication that Citizens & Northern's share price might be on the cheaper side.

First Community Bankshares (NasdaqGS:FCBC)

Simply Wall St Dividend Rating: ★★★★★☆

Overview: First Community Bankshares, Inc. operates as the financial holding company for First Community Bank, offering a range of banking products and services with a market cap of $663.61 million.

Operations: First Community Bankshares, Inc.'s revenue primarily comes from its Community Banking segment, which generated $162.26 million.

Dividend Yield: 3.4%

First Community Bankshares offers a stable dividend, recently affirming a US$0.31 per share payout, marking 40 years of regular dividends. With a yield of 3.42%, it lags behind top-tier payers but maintains reliability with a low payout ratio of 43.4%, ensuring coverage by earnings now and in three years (47%). Recent earnings growth is modest, with net income rising to US$51.6 million for 2024, while announcing a special US$2.07 dividend per share highlights financial flexibility despite increased charge-offs.

• Click here and access our complete dividend analysis report to understand the dynamics of First Community Bankshares.
• In light of our recent valuation report, it seems possible that First Community Bankshares is trading beyond its estimated value.

Summing It All Up

• Unlock more gems! Our Top US Dividend Stocks screener has unearthed 173 more companies for you to explore.Click here to unveil our expertly curated list of 176 Top US Dividend Stocks.
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Interested In Other Possibilities?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
• Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
• Find companies with promising cash flow potential yet trading below their fair value.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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