First Community Bankshares Full Year 2024 Earnings: Revenues Beat Expectations, EPS In Line

Simply Wall St

March 09, 2025

First Community Bankshares (NASDAQ:FCBC) Full Year 2024 Results

Key Financial Results

Revenue: US$162.3m (up 3.3% from FY 2023).
Net income: US$51.6m (up 7.5% from FY 2023).
Profit margin: 32% (up from 31% in FY 2023). The increase in margin was driven by higher revenue.
EPS: US$2.81 (up from US$2.67 in FY 2023).

FCBC Banking Performance Indicators

Net interest margin (NIM): 4.44% (no change from 4.44% in FY 2023).
Non-performing loans: 0.83% (up from 0.76% in FY 2023).

earnings-and-revenue-growth — NasdaqGS:FCBC Earnings and Revenue Growth March 9th 2025

All figures shown in the chart above are for the trailing 12 month (TTM) period

First Community Bankshares Revenues Beat Expectations

Revenue exceeded analyst estimates by 1.6%. Earnings per share (EPS) was mostly in line with analyst estimates.

Looking ahead, revenue is forecast to stay flat during the next 2 years compared to a 7.3% growth forecast for the Banks industry in the US.

Performance of the American Banks industry.

The company's shares are down 6.2% from a week ago.

Risk Analysis

You still need to take note of risks, for example - First Community Bankshares has 1 warning sign we think you should be aware of.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.