3 Stocks That May Be Priced Below Their Estimated Worth In October 2025

As the United States stock market experiences a period of mostly positive momentum, with major indices like the S&P 500 and Nasdaq on track for weekly and monthly gains, investors are keenly observing opportunities that may arise from these shifts. In this environment, identifying stocks that might be undervalued can provide potential avenues for growth, as market conditions highlight the importance of thorough analysis to uncover equities priced below their estimated worth.

Top 10 Undervalued Stocks Based On Cash Flows In The United States

Click here to see the full list of 174 stocks from our Undervalued US Stocks Based On Cash Flows screener.

Let's dive into some prime choices out of the screener.

First Bancorp (FBNC)

Overview: First Bancorp, with a market cap of $2.02 billion, operates as the bank holding company for First Bank, offering banking products and services to individuals and businesses.

Operations: The company generates its revenue primarily through its banking segment, which accounted for $364.80 million.

Estimated Discount To Fair Value: 43.2%

First Bancorp is trading at US$48.68, significantly below its estimated fair value of US$85.76, indicating potential undervaluation based on cash flows. The company's revenue and earnings are forecast to grow faster than the broader US market, with earnings expected to increase by 29.3% annually. Despite a reliable dividend yield of 1.89%, the forecasted return on equity remains low at 10.6%. Recent leadership changes may further support strategic growth initiatives and shareholder value enhancement.

• Our expertly prepared growth report on First Bancorp implies its future financial outlook may be stronger than recent results.
• Click here and access our complete balance sheet health report to understand the dynamics of First Bancorp.

Banc of California (BANC)

Overview: Banc of California, Inc. is a bank holding company for Banc of California, offering a range of banking products and services, with a market cap of $2.63 billion.

Operations: The company generates revenue of $1.02 billion from its Commercial Banking segment.

Estimated Discount To Fair Value: 19.1%

Banc of California, trading at US$17.01, is below its estimated fair value of US$21.02, suggesting potential undervaluation based on discounted cash flows. Earnings are forecast to grow significantly at 27.3% annually over the next three years, although revenue growth is slower than desired at 10.7%. Despite recent insider selling and a low return on equity forecast of 8.8%, the company completed a substantial buyback program worth US$185.5 million, enhancing shareholder value.

• Our comprehensive growth report raises the possibility that Banc of California is poised for substantial financial growth.
• Delve into the full analysis health report here for a deeper understanding of Banc of California.

Origin Bancorp (OBK)

Overview: Origin Bancorp, Inc. is a bank holding company for Origin Bank, offering banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, and Mississippi with a market cap of approximately $1.07 billion.

Operations: The company's revenue primarily comes from its Community Banking segment, which generated $327.69 million.

Estimated Discount To Fair Value: 44.4%

Origin Bancorp is trading at US$34.80, considerably below its estimated fair value of US$62.64, indicating undervaluation based on discounted cash flows. Earnings are expected to grow significantly at 30.4% annually over the next three years, outpacing the broader U.S. market growth rate of 15.7%. Despite recent net charge-offs totaling US$31.38 million for Q3 2025, the company declared a quarterly dividend and completed a share buyback worth US$13.89 million, enhancing shareholder value.

• Upon reviewing our latest growth report, Origin Bancorp's projected financial performance appears quite optimistic.
• Click here to discover the nuances of Origin Bancorp with our detailed financial health report.

Next Steps

• Click here to access our complete index of 174 Undervalued US Stocks Based On Cash Flows.
• Are these companies part of your investment strategy? Use Simply Wall St to consolidate your holdings into a portfolio and gain insights with our comprehensive analysis tools.
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Seeking Other Investments?

• Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
• Diversify your portfolio with solid dividend payers offering reliable income streams to weather potential market turbulence.
• Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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