First Bancorp Financial Health
How is First Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score6/6
Financial Health Score 6/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: FBNC's Assets to Equity ratio (10.3x) is moderate.
Allowance for Bad Loans: FBNC has a sufficient allowance for bad loans (242%).
Low Risk Liabilities: 96% of FBNC's liabilities are made up of primarily low risk sources of funding.
Loan Level: FBNC has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: FBNC's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: FBNC has an appropriate level of bad loans (0.6%).