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PFG

Provident Financial LSE:PFG Stock Report

Last Price

UK£2.01

Market Cap

UK£504.0m

7D

4.5%

1Y

-43.4%

Updated

29 Nov, 2022

Data

Company Financials +
PFG fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance5/6
Financial Health2/6
Dividends2/6

PFG Stock Overview

Provident Financial plc provides personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland.

Provident Financial plc Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Provident Financial
Historical stock prices
Current Share PriceUK£2.01
52 Week HighUK£3.70
52 Week LowUK£1.30
Beta1.28
1 Month Change25.11%
3 Month Change16.41%
1 Year Change-43.44%
3 Year Change-50.78%
5 Year Change-74.60%
Change since IPO-44.64%

Recent News & Updates

Recent updates

What Type Of Returns Would Provident Financial's(LON:PFG) Shareholders Have Earned If They Purchased Their SharesFive Years Ago?

Feb 23
What Type Of Returns Would Provident Financial's(LON:PFG) Shareholders Have Earned If They Purchased Their SharesFive Years Ago?

Shareholder Returns

PFGGB Consumer FinanceGB Market
7D4.5%1.8%1.1%
1Y-43.4%-36.4%-7.0%

Return vs Industry: PFG underperformed the UK Consumer Finance industry which returned -36.4% over the past year.

Return vs Market: PFG underperformed the UK Market which returned -7% over the past year.

Price Volatility

Is PFG's price volatile compared to industry and market?
PFG volatility
PFG Average Weekly Movement8.0%
Consumer Finance Industry Average Movement8.1%
Market Average Movement5.9%
10% most volatile stocks in GB Market10.9%
10% least volatile stocks in GB Market2.9%

Stable Share Price: PFG is more volatile than 75% of UK stocks over the past 3 months, typically moving +/- 8% a week.

Volatility Over Time: PFG's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of UK stocks.

About the Company

FoundedEmployeesCEOWebsite
18802,535Malcolm Le Mayhttps://www.providentfinancial.com

Provident Financial plc provides personal credit products to the non-standard lending market in the United Kingdom and the Republic of Ireland. The company operates through Vanquis Bank and Moneybarn segments. It offers credit cards products, unsecured personal loans, and savings products.

Provident Financial plc Fundamentals Summary

How do Provident Financial's earnings and revenue compare to its market cap?
PFG fundamental statistics
Market CapUK£503.96m
Earnings (TTM)UK£103.50m
Revenue (TTM)UK£446.50m

4.9x

P/E Ratio

1.1x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
PFG income statement (TTM)
RevenueUK£446.50m
Cost of RevenueUK£296.20m
Gross ProfitUK£150.30m
Other ExpensesUK£46.80m
EarningsUK£103.50m

Last Reported Earnings

Jun 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)0.41
Gross Margin33.66%
Net Profit Margin23.18%
Debt/Equity Ratio291.3%

How did PFG perform over the long term?

See historical performance and comparison

Dividends

5.0%

Current Dividend Yield

41%

Payout Ratio