OTCPK:FMCCDiversified Financial
Is Freddie Mac (FMCC) Quietly Rewriting Its Risk Playbook With New Self‑Employed Underwriting Tech?
In March 2026, Halcyon announced an expansion of its integration with Freddie Mac’s Asset and Income Modeler, making its TrueTax platform the first to blend borrower tax returns and IRS transcripts to automate income assessments for self-employed borrowers within Loan Product Advisor.
At the same time, Freddie Mac reported that the average 30-year fixed mortgage rate had risen to 6.22%, underscoring how technology-driven underwriting changes are emerging as the self-employed and gig...