NYSE:SYFConsumer Finance
Synchrony Financial (SYF) Is Down 8.2% After Trump Proposes 10% Cap On Card Interest Rates
In early January 2026, President Donald Trump proposed a one-year cap on credit card interest rates at 10%, a move that directly targets a core revenue source for lenders like Synchrony Financial.
This sudden policy push spotlights Synchrony’s heavy reliance on interest income from credit card balances, raising fresh questions about regulatory risk in its business model.
Next, we’ll examine how the proposed 10% interest rate cap challenges Synchrony’s prior investment narrative built...