NYSE:XYFConsumer Finance
X Financial Q1 2026 Margin Compression Reinforces Bearish Earnings Quality Narrative
X Financial (XYF) opened Q1 2026 with revenue of C¥1,176.1 million and basic EPS of C¥0.97, against a backdrop where the trailing 12 months show C¥6.9 billion in revenue and basic EPS of C¥26.17. The company has seen quarterly revenue move from C¥1,937.5 million and basic EPS of C¥10.90 in Q1 2025 to C¥1,176.1 million and C¥0.97 in Q1 2026. Trailing net income over the latest 12 months was C¥1,044.37 million, setting up a story where compressed margins and prior one off impacts sit alongside...