NasdaqCM:MBINDiversified Financial
Is Merchants Bancorp's (MBIN) Multi-Family Loan Exposure Testing Its Credit Discipline and Profit Model?
Merchants Bancorp recently reported its second quarter 2025 results, revealing US$46.1 million in charge-offs across 14 multi-family loan customers and no recoveries, alongside a significant year-over-year drop in net income and earnings per share.
This marks a considerable increase in loan losses compared to previous quarters and suggests growing pressure on the bank's credit quality and profitability.
We’ll explore how elevated charge-offs in the multi-family loan portfolio shape the...